Can I have multiple credit scores?
In Australia, there is more and more talk about the importance of knowing your credit score, and how to improve and protect it. So how familiar are you with yours?…
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Category: Good Credit
What’s the difference between your credit history, credit file, credit report and credit score?
Do you get confused between what your credit history is, and your credit score? What about your credit file and your credit report? Well, here is a very simple way…
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What’s the difference between your credit history, credit file, credit report and credit score?
Do you get confused between what your credit history is, and your credit score? What about your credit file and your credit report? Well, here is a very simple…
Read More
Are you eligible to apply?
- I’m 18 years or older
- I’m employed (not self-employed)
- I’m paid $500 or more a week into my bank account
- My income is not solely from Centrelink
- I’ve not entered into bankruptcy or part 9 agreement within the last 12 months
WARNING - DO YOU REALLY NEED A LOAN TODAY?*
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.
https://www.humanservices.gov.au/individuals/online-help/centrelink/apply-advance-payment-your-centrelink-online-account
The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.