Whether you go forward with us, or we refer you to one of our referral partners, our aim is to provide you with the best funding opportunity, so that your immediate loan needs can be met, and you can go forward financially.

And on this occasion, your referred outcome was based on your credit history.

What do we mean by Credit History?

Credit history refers to information listed on your credit report. When you apply for a loan, we obtain your consent at the start of the application to complete a credit check. We then receive your credit report and review it for certain information such as:

• Whether current loans/credit facilities are being repaid on time

• If there are any unpaid/unsettled judgement within the past 60 months

• If bankruptcy was declared within the past 6 months

• If there are any outstanding defaults after bankruptcy

• If you have an unpaid default to another lender or have missed 3 or more consecutive loan repayments

• If you have more than 5 dishonours to financial institutions or a total of 9 dishonours overall

This is the type of information that helps ascertain the likelihood or probability of a new loan being successfully repaid.

And based on this information, we have determined that your best funding opportunity will be through one of our referral partners.

What next?

To apply with one of our referral partners, simply click refer me now.

What can you do to improve your loan chances?

For essential tips, please read our blog that outlines what you can do next to improve your situation.

Thank you for applying with us and we hope our referral helps you to move forward.

Fair Go Finance