Where can I get a cash loan?
You've come to the right place... Fair Go Finance can provide cash quickly and hassle free.
Applying is easy
and it only takes 5 minutes!
|We Are Online
||So you can apply from anywhere in Australia, at any time!
|We Are Paperless
||Our online application process is easy and quick –which means we can help, fast! You don’t even need to get your pen out, just e-mail us some info and you’re on your way.
|We Are Friendly
||You may only see us on a screen, but we have a huge heartbeat which comes from our dedicated team, eager to offer a hand and help you go forward!
|We Are Quick
||We’re committed to processing your loan as fast as possible. You’ll have access to our customer portal so you can track your application, and if approved, we’ll transfer your funds that same day!
How do I apply for a cash loan?
We’ve made our cash loans easy to apply for because you do it completely online. Our process involves 3 simple steps which are:
- STEP 1. Complete our online cash loan application where you will get an immediate decision
- STEP 2. If you’re conditionally approved, use an SMS code to accept the offer– no signing required!
- STEP 3. Use our free bank statement service and we’ll verify them with your documents to finalise your assessment. If approved, we’ll transfer the cash straight into your account.
Why should I get a loan from Fair Go Finance?
The reason we stand out from our competitors is because we've got great reviews and we’re here to help with your short term loan needs. We can also help you with a larger personal loan up to $50,000.
This means not only are we able to provide Fair Go Finance cash loans up to $5,000 but we also have other lenders we can consider for you. Why not let us do the research for you, after all that’s what we do best!
See how we helped Lydia get a cash loan to make her dreams of Europe a reality, or helped Rex with a loan for his New Zealand holiday.
Check out more of our happy Australian customers!
Reviews and feedback from customers about Fair Go Finance’s Cash Loans
02 November 2017
26 April 2017
How long does it take to get my cash?
This depends a lot on you! If you need cash urgently, when you provide all the documents we need (which you can do entirely during our online application) you’ll be prioritised. We’ll then be able to finalise your loan application without any delays relating to outstanding information.
We approve cash loans and transferred the money within half an hour, so the quicker you provide everything we need, the quicker we can get it done!
Learn more about our loan approval process.
What can I use a cash loan for?
A cash loan is also known as a small loan and it can help you with any type of cash shortfall, such as:
- Urgent car repairs, car insurance or registration
- Unexpected dental, medical or pet expenses
- Securing a limited offer, like a holiday, jewellery or furniture
- Last minute renovations, wedding costs or a rental bond
- Repaying a debt, including those you may have with a mate, sibling, or parent!
Whether it’s a small cash loan or perhaps a larger personal loan that you’re looking for, let us do what we can to help you go forward and achieve your goals! Apply now and you could have your cash as soon as tomorrow!
Who can apply for a cash loan?
To apply for a loan with Fair Go Finance you need to be: 18 years of age or older, a permanent Australian resident and in regular paid employment. Find out more about our loan eligibility.
How much can I borrow?
Fair Go Finance offer cash loans from $500 up to $5,000. We can also help you with a loan up to $50,000, click here to see if you're eligible for a larger personal loan.
How long can I borrow cash for?
For a loan of $500 to $5,000, depending on your repayments, you can borrow cash from 3 - 12 months.
Who can help me get fast cash today?
Need help? Give us a call on 1300 324 746 or instant message us.
Are you reading this outside our business hours? You can still call and leave a message or email us with any queries, and we’ll reply as soon as we’re back at work!
How much does a cash loan cost?
||Typical Establishment Fee
||Interest Rate per Annum
|Small Amount Loan
||$500 - $2,000
||4% of Principal
|Medium Amount Loans
||$2,250 - $5,000
||$460 - $695
Loan Repayment Examples
||Repayments per week*
||Interest Rate per Annum
||3 - 5 months
||$33 up to $155
||4 - 12 months
||$62 up to $169
||38.1% - 44.6%
|*Repayments per week depend on affordability
Want a better rate on a cash loan?
At Fair Go Finance we reward you with a discount on your second loan, given you will have demonstrated a positive repayment history on your first loan. You will be rewarded with an express service and, depending on the loan amount, a reduction on your establishment fee / interest rate. For more information on our loyalty discounts, check out our Mates Rates page.
Warning: The comparison rates provided are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Maximum fees, charges and or interest equal to a maximum all inclusive equivalent cost rate of 48% APR (Annual Percentage Rate). Minimum loan term 3 months. Maximum loan term 12 months.