Fast Payday Loans up to $10,000
Need money in a hurry for a bill, car repair, or to bridge the gap before payday? Apply online in minutes. If approved, funds are moved quickly so you can take care of what matters. Enjoy flexible repayments, personalised rates, and friendly Australian support that keeps things simple.
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Calculate your repayments
What this means...
- Interest Rate p.a.
- 29.90%
- Comparison Rate p.a.
- 54.30%
- Total Repayment
- $4,212.51
Minimum weekly repayment*
$81.01
Ready to get started? Get your personalised rate and repayments without impacting your credit score or see our rates & fees
*Includes an interest rate of 29.90% (Comparison Rate of 54.30%). All prices are indicative and applications are subject to assessment. Fees and charges are payable. The Comparison Rate is based on an unsecured personal loan of $2,500 for a term of 2 years. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fast Payday Loans made simple
Life does not always wait for payday. When expenses show up early, a fast payday loan can help you move forward without the runaround.
Rates that fit you: we tailor your rate to your situation
Fast approval: apply in minutes and get a quick outcome
Genuine service: our friendly team makes things simple
Build credit confidence: on-time repayments may help your credit score
Flexible repayments: weekly, fortnightly, or monthly to match your pay cycle
Borrow up to $10,000, subject to eligibility and affordability. Everything is clear up front with no hidden fees.
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How it works
Apply online in minutes
If we need anything, a credit consultant will contact you
Review your offer and accept with a quick e-sign
If approved, funds are sent fast using Real-Time Funding where available*
* Funds could arrive within 15 minutes for eligible smaller loans if approved and paid out via Real-Time Funding. Timing varies by bank and application time. Responsible lending criteria apply.
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Frequently Asked Questions — Fast Payday Loans
It is a short term personal loan that lets you access money before your next pay. You can apply for up to $10,000 online. If approved, money is transferred directly to your bank account.
You must be at least 18, an Australian resident, have valid ID, about 90 days of bank statements, and a regular income from employment. We do not accept Centrelink or other government benefits as income. Less than perfect credit is considered. We look at your current situation, not just your score.
Common uses include urgent bills, rent or bond, car or home repairs, medical or dental costs, essential purchases, and avoiding overdraft or late fees.
Your approved credit limit will depend on your application and personal circumstances. We'll let you know what your limit is once you're approved.
We offer quick cash loans from $500 up to $10,000 and, depending on your situation and credit history, you can repay your loan over anything from three months to 24 months.
Yes, and we won’t charge you early payout fees either!
It can. On time repayments are reported under Comprehensive Credit Reporting and may help build your credit profile over time.
Call 1300 324 746, email apply@fairgofinance.com.au, or chat with us live on our website. Support hours: Mon to Fri, 8:30 am to 5:00 pm AEST (excluding public holidays).