Fast & Fair Payday Loans in Sydney – Up to $10,000
Bills do not wait in Sydney. If an urgent expense pops up, from a rego renewal to a medical bill or a fridge that quits, you can apply in minutes and, if approved, get funds moved quickly. Enjoy personalised rates, simple repayments, and friendly Australian support that puts your financial wellbeing first.
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Calculate your repayments
What this means...
- Interest Rate p.a.
- 29.90%
- Comparison Rate p.a.
- 54.30%
- Total Repayment
- $4,212.51
Minimum weekly repayment*
$81.01
Ready to get started? Get your personalised rate and repayments without impacting your credit score or see our rates & fees
*Includes an interest rate of 29.90% (Comparison Rate of 54.30%). All prices are indicative and applications are subject to assessment. Fees and charges are payable. The Comparison Rate is based on an unsecured personal loan of $2,500 for a term of 2 years. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Payday loans in Sydney that fit real life
Living in Sydney is exciting and busy, but costs add up fast. Tolls, rent, childcare, Opal top-ups, parking, and the occasional repair can push your week off course. A Fair Go Finance personal loan helps you bridge the gap responsibly so you can get back on track without the runaround.
Fast decisions: apply in minutes
Personalised pricing: rates tailored to your situation
Flexible repayments: weekly, fortnightly, or monthly
Genuine service: real help from an Australian team
Clear costs: no hidden fees
Build credit confidence: on-time repayments may help your credit history
Apply from anywhere in Greater Sydney — CBD, Parramatta, Blacktown, Bankstown, Liverpool, Penrith, Chatswood, the Northern Beaches, the Shire, the Hills — with a process that is 100% online.
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How our payday loan process works
Apply online in minutes
If we need anything, a credit consultant will contact you
Review your offer and accept with a quick e-sign
If approved, funds are sent fast using Real-Time Funding where available*
* Funds could arrive within 15 minutes for eligible smaller loans if approved and paid out via Real-Time Funding. Timing varies by bank and application time. Responsible lending criteria apply.
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FAQs — Payday Loans Sydney
It is a short term personal loan that lets you access money before your next pay. You can apply for up to $10,000 online. If approved, money is transferred directly to your bank account.
Common uses include urgent bills, rent or bond, car or home repairs, medical or dental costs, essential purchases, and avoiding overdraft or late fees.
Call 1300 324 746, email apply@fairgofinance.com.au, or chat with us live on our website. Support hours: Mon to Fri, 8:30 am to 5:00 pm AEST (excluding public holidays).
You must be at least 18, an Australian resident, have valid ID, about 90 days of bank statements, and a regular income from employment. We do not accept Centrelink or other government benefits as income. Less than perfect credit is considered. We look at your current situation, not just your score.
The loan repayments are calculated based on your individual financial situation to ensure they are affordable to you. The repayments will be fixed over a term so they can be easily budgeted for, and by repaying your loan successfully, you will also have the ability to improve your credit score because of our adoption of Comprehensive Credit Reporting.
We simply ask that you contact us as soon as possible. By letting us know your situation, we’ll be able to discuss alternative options with you.