Salary Advance Loans in Australia (up to $10,000)
Need quick funds to cover bills, car repairs, or make it through to payday? Salary advance loans can help bridge the gap for whatever you need fast, simple, and 100% online with Fair Go Finance.
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Calculate your repayments
What this means...
- Interest Rate p.a.
- 29.90%
- Comparison Rate p.a.
- 54.30%
- Total Repayment
- $4,212.51
Minimum weekly repayment*
$81.01
Ready to get started? Get your personalised rate and repayments without impacting your credit score or see our rates & fees
*Includes an interest rate of 29.90% (Comparison Rate of 54.30%). All prices are indicative and applications are subject to assessment. Fees and charges are payable. The Comparison Rate is based on an unsecured personal loan of $2,500 for a term of 2 years. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Salary advance loans that keep up with you
Short a few days before payday or hit with an urgent cost? Apply any time, day or night. If approved, funds move quickly so you can get on with your day.
Fast decisions: apply in minutes
Flexible repayments: weekly, fortnightly, or monthly
Personalised rates: tailored to your situation
Clear costs: no hidden feesAustralian support: real people when you need help
No queues, no printing, no fuss. Start and finish your application on your phone or laptop, wherever you are.
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How it works
Apply online in minutes
If we need anything, a credit consultant will get in touch
Review your offer and accept with a quick e-sign
If approved, funds are transferred fast with Real-Time Funding where available*
Timing varies by bank and by the time you apply. Banking day cut-offs apply (AEST). Responsible lending criteria apply.
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FAQs – Salary Advance Loans
A salary advance is a short term personal loan that gives you access to money before your next payday. It is sometimes called a payday loan, pay-on-demand service or wage advance service.
A salary advance can be used for any short term financial need. Common reasons include:
• Paying bills or rent before payday
• Covering car or home repairs
• Managing medical or dental expenses
• Buying household essentials
• Avoiding late fees or overdrafts
It is designed to help you manage cash flow without stress or high fees.
A salary advance offers quick and flexible access to money when you need it most. The key benefits include:
• Fast online applications and quick approvals
• Funds transferred soon after approval
• Personalised interest rates based on your financial profile
• Flexible repayment options that suit your pay cycle
• Clear, transparent terms with no hidden fees
• Friendly Australian based support
With Fair Go Finance, you get an honest, simple and responsible way to access your pay early.
You can apply online in less than six minutes. Once approved, your funds are transferred straight to your bank account, often within minutes using Real Time Funding.
If we need more details, a friendly credit consultant will contact you quickly to finalise your application.
You can apply for a salary advance from $500 to $10,000, depending on your income, expenses and financial position.
We assess each application individually to make sure your loan is affordable and suited to your budget.
Yes, you can apply even if your credit score is not perfect. At Fair Go Finance, we look at your full financial situation rather than just your credit history.
We assess each application fairly to see if we can help you access the funds you need responsibly. You can also check your credit score for free through Equifax before applying.