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Can I get a plastic surgery loan if I have bad credit?

One of the best ways to finance a cosmetic surgery is to take out a personal loan. Cosmetic surgery loan is type of personal loan use to cover the cost of cosmetic surgery procedures like facelifts, liposuction and many more that focus on enhancing physical appearance.

Things To Consider Before Cosmetic Surgery

Before you go running off to find the nearest plastic surgeon, here are some important things to consider.

1. Are you absolutely sure you want the procedure?

We really do live in a material world, so try and remove yourself from it and do some major soul searching to ensure you really want to go down this path.

Sure, we all dream of looking like a model, but do you really want to look exactly the same as everyone else? It’s not going to change your personality or what counts inside.

Having said that, if you are convinced you still want to do it for all the right reasons (not for spite, such as wanting to rub it in the face of an ex-partner) then please read on.

2. Have you done your research and understand all the dangers and risks?

This is when you (again) must ask yourself whether you are absolutely sure you want to proceed knowing that there are real risks attached with any type of surgery.

There are a lot of people out there prepared to tell their negative surgery stories, so don’t just ignore them and pretend they don’t exist, put yourself in their shoes.

3. Do you know exactly how much it will cost?

If you still want to proceed, you will need to have a consultation with a plastic surgeon and understand the total costs involved.

Confirm what is included in the fee, whether you need after surgery visits, after surgery special clothing and medications and any other financial requirements that you may be responsible for.

4. Are you sure you won’t put yourself into a worse financial position?

If you want to proceed but will need a loan to pay for it, you really must carefully consider your financial position.

You will be doing the wrong thing if you get yourself into unnecessary debt for a medical procedure that you may want, but do not actually need.

Once you know, again ask yourself if you still want to proceed. If yes, now that you are armed with the total amount you need, you will need to find a lender who can provide bad credit loans for plastic surgery.

5. Where can you find a bad credit loan for Plastic Surgery?

You can search the internet and find plenty of lenders willing to provide bad credit loans for plastic surgery. Here are a few tips to find a loan with no nasty surprises.

  • Make sure the lender is a member of reputable industry bodies such as an Ombudsman service and renowned Australian authorities.
  • Make sure they are transparent about all their fees, for example, early payout fees.
  • Make sure you feel comfortable with the repayments and they are manageable. Don’t take a loan you know you can’t repay.

Can I get a loan for cosmetic surgery if I have bad Credit?

At Fair Go Finance, whatever your credit score is, we will take time to understand the reason behind your bad credit score. We will assess your application openly with you and we will do our best to help you get a suitable cash loan for your needs.

What procedures can you use a cosmetic surgery loan for?

The most common cosmetic surgery procedures why most people take out a cosmetic surgery loan are:

  • Tattoo removals
  • Breast implants and reductions
  • Hair transplants
  • Botox treatments
  • Rhinoplasty and facelifts
  • Body contouring or liposuction
  • Weight loss procedures

But for the record, there are no restrictions on our cosmetic surgery loans, you can use them on whatever treatment or surgery you need.

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Are you eligible to apply?

  • I am 18 years or older
  • I have not entered into bankruptcy or part 9 agreement within the last 6 months
  • I am willing to provide my Bank Statements online
  • My income is not solely from Centrelink
Please note: Bank statements can only be submitted via our secure online service.