Thanks to everyone who entered our “Budget Or Blow It” competition on our Fair Go Finance Facebook Page. We asked our entrants to tell us in 15 words or less, what they would tell their friend to do, if they suddenly received some bonus cash? Would they recommend them to Budget or Blow It? So here are the results….first in some nice graphics!

Screen Shot 2014-09-29 at 3.07.31 PM

As you can see, it was pretty neck and neck! The majority of our entrants were female (c’mon boys, we know you have an opinion!) and overall the winner was…. to BUDGET! Overall that means us Aussies do understand the reward and benefit of budgeting in the long term, so we are heading in the right direction! The hard part is putting it into practice!

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Are you eligible to apply?


It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.