Want a secured loan with a sense of security?

Take out a secured loan against a car, boat, caravan or any asset. We’ve got your back.

  • Easy. Apply for up to $10,000 online.
  • Quick. Get a conditional answer in minutes.
  • Personal. Personalised rates. Lower costs.

How Much?

$500 $10,000

How Long?

6 months 36 months

Interest rate

19.9%

Total repayment $3,871

Comparison rate from p.a.

44.2%

Min weekly repayment

$72.48

How Fair Go Finance works?

With no early payout fees, our short term loans are perfect if you need a quick cash stopgap. And because our low interest rates are personalised, they’re highly competitive, whatever your credit rating.

How Fair Go Finance works

Apply in 6 Minutes

Choose your loan type and apply online.

How Fair Go Finance works

Get Instant Outcome

We'll process your application and advise an outcome immediately.

How Fair Go Finance works

Funded in Minutes

If approved, sign your contract and receive your funds in minutes.

Apply Online

 
 

How can we help you?

Below you’ll find answers to the most frequently asked secured loan questions

Apply Online

Start your secured loan application.

Whatever you need your loan for, you can apply for a secured loan online in minutes, and we’ll give you a decision and conditional approval in a matter of hours. You can even apply for a secured loan online with bad credit.

Apply Now!

Secured loans with a sense of extra security and responsibility.

Maybe you want to take out a secured loan against a car, using the car as security. Or against a motorbike, boat, caravan or another asset you can use as collateral. Or perhaps you want to use an asset you already own as security for a loan to buy something else entirely. Whatever you’re buying, we can help you get a secured loan with something extra – peace of mind.

As one of Australia’s largest non-bank loan providers and a responsible lender, we’ve used all our team’s finance and tech smarts to make taking out secured loans fast, easy and secure. And we mean bank-secure, with online applications that avoid unnecessary paperwork and delays.

Our streamlined process enables us to assess your online application and personalise our rates and terms to minimise your borrowing costs, quickly and responsibly. And when you come back for your next loan, as our customers do, we’ll reward you with even better rates and discounted fees.

Small Amount Loans

 

Loan Amounts

$500 – $2,000

 

Average Term

3 – 12 months

 

Typical Establishment Fee**

$0 – $400

 

Monthly Fee

$10 – $80

 

Interest Rate Per Annum

0%

 

Comparison Rate

N/A

$500 repayment example

 

Average Term

3 – 6 months

 

Repayment Per Week*

$24 – $52

 

Establishment Fee

$50 – $100

 

Monthly Fee

$10 – $20

 

Interest Rate Per Annum

0%

 

Comparison Rate

N/A

Medium Amount Loans

 

Loan Amounts

$2,250 – $5,000

 

Average Term

6 -18 Months

 

Typical Establishment Fee

$394 – $771

 

Monthly Fee

$9

 

Interest Rate Per Annum

17.2% – 29.9%

 

Comparison Rate

39.61% – 64.41%

$2250 repayment example

 

Average Term

3 – 18 months

 

Repayment Per Week*

$51 – $118

 

Establishment Fee

$394 – $535

 

Monthly Fee

$9

 

Interest Rate Per Annum

17.2% – 27.5%

 

Comparison Rate

39.61 – 56.65%

*Repayments per week depend on affordability.
**This limited offer is currently for good credit customers in recognition of their good credit history.
Minimum loan term 3 months. Maximum loan term 12 months. For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above this amount maximum APR is 48%.

 
 

See what our customers are saying

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Are you eligible to apply?

  • I am 18 years or older
  • I have not entered into bankruptcy or part 9 agreement within the last 12 months
  • I am willing to provide my Bank Statements online
Please note: Bank statements can only be submitted via our secure online service.