Want a competitive wedding loan or special occasion loan?
Make celebrating your big day a little easier with our personalised wedding loans and celebration finance.
- Flexible. $500-$10,000 for any big occasion.
- Fast. Apply and get a decision in minutes.
- Affordable. Personalised to minimise costs.
How it works
With no early payout fees, our short term loans are perfect if you need a quick cash stopgap. And because our low interest rates are personalised, they’re highly competitive, whatever your credit rating.
Apply in Minutes
Choose your $500-$10,000 loan and apply online.
Get a Decision
We'll contact you, verify your details and give you an answer.
Receive your funds
Sign your contract and receive your funds overnight.
How can we help you?
Below you’ll find answers to the most frequently asked Wedding loan questions
Our wedding loans (also known as special occasion loans) are simply personal loans that you can use to cover or spread the cost of your big day. You can apply for a wedding loan of $500-$10,000 and use the money however you like, from buying wedding rings to booking your honeymoon.
Organising your wedding finance upfront helps relieve some of the pressure and anxiety that can build up when you’re getting married and organising a wedding. So, we’ve used all our finance and tech smarts to make it as quick and easy as possible to apply for a wedding loan.
Got a bad credit rating and need wedding finance? Find out more about our bad credit loans or talk to our team on 1300 FAIR GO or via live chat. If we can help you get the wedding loan you need and help repair your bad credit history in the process, we will.
Anything. You can apply for a wedding or special occasion loan of $500-$10,000 online in minutes. Then, assuming you’re formally approved for your wedding finance, we’ll transfer your money to your account. The whole process takes 24-48 hours and the cash is yours to spend as you wish.
You can use your wedding loan to finance any or all your wedding expenses, including your:
- Wedding reception and venue
- Wedding rings and outfits
- Wedding entertainment
- Wedding photographer
- Wedding cars and transport
- Flowers and decorations
- Honeymoon
In short, you can use your wedding loan to cover any of your wedding expenses. And it couldn’t be easier to apply – you can apply for your wedding finance and get a conditional decision in minutes.
Not at all. In fact, it’s better to think of our wedding loans as special occasion loans. It’s simply a loan to help you cover or spread the cost of any of those big occasions you want to celebrate with your nearest and dearest, such as:
- A big wedding anniversary
- A milestone birthday
- A baby shower
- A family reunion
- A housewarming party
So, whether you need a wedding loan to pay for your wedding rings or honeymoon or anything in between, or you need extra cash to mark another special occasion, we’re here to help you move forward and celebrate all those big life milestones.
Really easy. You can apply for wedding finance or a special occasion loan online in minutes.
- Apply online. It’s easy, secure and super quick, especially when you use our free and secure bank statement service to fast-track your application. Our smart system will give you a conditional decision almost immediately.
- Accept via SMS. Assuming you get conditional approval, you can accept our preliminary offer via SMS and our friendly team will follow up with a call to verify your personal information and the details of your loan. No printing, signing or scanning. No delays.
- Receive your funds. We’ll progress and assess your application the same day. If you get a big ‘I do’ from our team (formal approval), we’ll transfer your funds to your account overnight. You’ll have the finance for your wedding or special occasion the next day, ready to spend on wedding rings or your honeymoon or anything in between.
See how easy it is to apply for a wedding or special occasion loan for yourself. Alternatively, if you have a bad credit score, contact us on 1300 FAIR GO or via live chat, or find out more about our bad credit loans.
Yes, although it depends on your credit rating. We believe everyone deserves a fair go, and if you have a bad credit history we’ll do whatever we can to help you get the loan you need and get your credit score back in the black.
If you’re worried that you have a bad credit rating, we suggest requesting a free copy of your credit report from Equifax – check out our video on how to find out your credit score for more information.
Once you know your credit score and the reasons behind your bad credit rating, we can advise you on whether or not you should apply for wedding finance or a special occasion loan. If you’re in doubt, call us on 1300 FAIR GO or contact us via live chat and ask us about our bad credit loans.
Wedding loans and special occasion loans that make life easy.
At Fair Go, we’re here for life – to make securing the finance you need to get on with life easier. And that includes providing personalised, competitive wedding loans and special occasion loans so you can spread and minimise the cost of those big life milestones and celebrations.
From wedding rings to honeymoons and everything in between. From baby showers to 90th birthday bashes. As one of Australia’s largest non-bank personal loan lenders, we’re here for you every step of the way, using our finance and tech smarts to make applying for wedding finance and celebration loans as quick, easy and secure as can be.
What’s more, we’re a responsible lender. That means we’ll always be upfront with you about the cost of your wedding or special occasion loan. It means we’re looking out for your best interests, so you can rely on us to personalise our rates and terms to minimise your borrowing costs.
Small Amount Loans
Loan Amounts
$500 – $2,000
Average Term
5 Months
Typical Establishment Fee
10% – 20%
Monthly Fee
2% – 4% of Principal
Interest Rate Per Annum
0%
Comparison Rate
N/A
$500 repayment example
Average Term
3 – 6 months
Repayment Per Week*
$24 up to $52
Establishment Fee
$50 – $100
Monthly Fee
$10 – $20
Interest Rate Per Annum
0%
Comparison Rate
N/A
Medium Amount Loans
Loan Amounts
$2,250 – $5,000
Average Term
8 Months
Typical Establishment Fee
$360 – $695
Monthly Fee
$5
Interest Rate Per Annum
17.9% – 29.9%
Comparison Rate
36.64% – 53.12%
$2250 repayment example
Average Term
3 – 18 months
Repayment Per Week*
$39 up to $220
Establishment Fee
$360 – $460
Monthly Fee
$5
Interest Rate Per Annum
17.9% – 29.9%
Comparison Rate
36.64% – 53.12%
*Repayments per week depend on affordability.
Minimum loan term 3 months. Maximum loan term 12 months. For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above this amount maximum APR is 48%.
Get your ‘big day’ finance in no time.
You can apply for a $500-$10,000 wedding or special occasion loan online in minutes. Our smart system will give you a conditional decision almost straight away.
Apply Now!
Are you eligible to apply?
- I’m 18 years or older
- I’m employed (not self-employed)
- I’m paid $500 or more a week into my bank account
- My income is not solely from Centrelink
- I’ve not entered into bankruptcy or part 9 agreement within the last 12 months
WARNING - DO YOU REALLY NEED A LOAN TODAY?*
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.
https://www.humanservices.gov.au/individuals/online-help/centrelink/apply-advance-payment-your-centrelink-online-account
The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.