At Fair Go, we’re here for life – to make securing the finance you need to get on with life easier. And that includes providing personalised, competitive wedding loans and special occasion loans so you can spread and minimise the cost of those big life milestones and celebrations.
From wedding rings to honeymoons and everything in between. From baby showers to 90th birthday bashes. As one of Australia’s largest non-bank personal loan lenders, we’re here for you every step of the way, using our finance and tech smarts to make applying for wedding finance and celebration loans as quick, easy and secure as can be.
What’s more, we’re a responsible lender. That means we’ll always be upfront with you about the cost of your wedding or special occasion loan. It means we’re looking out for your best interests, so you can rely on us to personalise our rates and terms to minimise your borrowing costs.
|Loan Amounts||$300 – $2,000||$2,050 – $5,000||$5,050 – $10,000|
|Average Term||1 – 12 months||6 – 24 months||9 – 36 months|
|Typical Establishment Fee||$0 – $400||$394 – $771||$536 – $662|
|Monthly Fee||$0 – $80||$9||$10|
|Interest Rate Per Annum (APR) *||N/A||17.20% – 29.90%||15.92% – 19.90%|
|Comparison Rate **||40.08% – 73.06%||39.61% – 64.52%||21.65% – 26.55%|
|Average Term||8 months||13 months||17 months|
|Repayment Per Week||$68||$81||$102|
|Interest Rate Per Annum (APR)||N/A||25.31%||19.19%|
|Comparison Rate||73.06% 1||54.71% 2||25.09% 3|
We listen, adapt, innovate and grow with our customers so we can provide ongoing value to you.
Apply, approved and funded in as little as 15 minutes
Save up to $115 on small loan
Save up to $357 on medium loan
Returning customer gets up to $453 more on the second loan
65% of our customers enjoy a 42 point increase to their credit score.
Our wedding loans (also known as special occasion loans) are simply personal loans that you can use to cover or spread the cost of your big day. You can apply for a wedding loan of $500-$10,000 and use the money however you like, from buying wedding rings to booking your honeymoon.
Organising your wedding finance upfront helps relieve some of the pressure and anxiety that can build up when you’re getting married and organising a wedding. So, we’ve used all our finance and tech smarts to make it as quick and easy as possible to apply for a wedding loan.
Got a bad credit rating and need wedding finance? Find out more about our bad credit loans or talk to our team on 1300 324 746 or via live chat. If we can help you get the wedding loan you need and help repair your bad credit history in the process, we will.
Anything. You can apply for a wedding or special occasion loan of $500-$10,000 online in minutes. Then, assuming you’re formally approved for your wedding finance, we’ll transfer your money to your account. The whole process takes 24-48 hours and the cash is yours to spend as you wish.
You can use your wedding loan to finance any or all your wedding expenses, including your:
In short, you can use your wedding loan to cover any of your wedding expenses. And it couldn’t be easier to apply – you can apply for your wedding finance and get a conditional decision in minutes.
Not at all. In fact, it’s better to think of our wedding loans as special occasion loans. It’s simply a loan to help you cover or spread the cost of any of those big occasions you want to celebrate with your nearest and dearest, such as:
So, whether you need a wedding loan to pay for your wedding rings or honeymoon or anything in between, or you need extra cash to mark another special occasion, we’re here to help you move forward and celebrate all those big life milestones.
Start your online application and see for yourself. And remember, if you run into any problems with our online application or have any questions about the approval process for our personal loans, we’re here to help. Call our team on 1300 324 746 or contact us online via live chat.
Yes, although it depends on your credit rating. We believe everyone deserves a fair go, and if you have a bad credit history we’ll do whatever we can to help you get the loan you need and get your credit score back in the black.
If you’re worried that you have a bad credit rating, we suggest requesting a free copy of your credit report from Equifax – check out our video on how to find out your credit score for more information.
Once you know your credit score and the reasons behind your bad credit rating, we can advise you on whether or not you should apply for wedding finance or a special occasion loan. If you’re in doubt, call us on 1300 324 746 or contact us via live chat and ask us about our bad credit loans.
How much you are eligible to apply for will depend on your current financial circumstances and requirements. As a Responsible Lender we want to make sure your loan is affordable for you, so we will always need to complete your assessment first before we can provide you with the loan amount you’re eligible for.
Our loans are based on your individual and current financial circumstances. Until we receive your application and your bank statement information, it is not possible for us to guarantee you will be approved. You may wish to read our blog which provides some helpful tips on improving your chance to get a loan.
Our loan repayments vary depending on the loan amount, the loan term and the interest rate. You can use our loan calculator as a guide, however because we tailor our rates to your unique credit profile, we will not be able to confirm any repayments until your assessment is complete.
The interest rates for our loans are calculated using risk-based pricing, which simply means the better your credit rating, the better the interest rate you can be eligible for. We won’t be able to confirm what interest rate you may be eligible for until your assessment is complete, however you can see the range of our interest rates for our personal loans here.
The usual waiting time to receive your loan application outcome is between 24-48 working hours.