Welcome to Fair Go finance

We’re very pleased to meet you!

Hi and welcome to Fair Go Finance! It’s great to know a loved one has referred you and we’d like to say thanks for taking the time to find out about us and the great personal loans we have on offer!

Are you looking for a personal loan between $500 up to $10,000?  If you are, we’d love to help! Whether you need a small, medium or large personal loan, you have good credit or bad credit, we promise our loans are easy to apply for and leave our competitors in the dust! You’re welcome to check out our “compare us” page to see why we really are the fairest lender around!

How do I apply?

Simply use our slider below to select the loan amount and term you want and click GO to fill in our quick and easy online application.

A few minutes is all it should take and once you hit “submit” you’ll see an immediate outcome on your screen!

If you’re conditionally approved then all we’ll need to do is complete a few final checks – yes, it really is that easy! We are 100% online and are committed to  supporting you now and in the future!

So no matter where you are in Australia, we’re here to help! Go on, apply today – we’d really love to welcome you into our Fairgo Family!

Did you know?  Everytime you get a loan with Fair Go Finance, you will be rewarded as part of our Mates Rates loyalty program!  For more information on our loyalty discounts, check out our Mates Rates page.


refer a friend

Are you eligible to apply?

  • I’m 18 years or older
  • I’m employed (not self-employed)
  • I’m paid $500 or more a week into my bank account
  • My income is not solely from Centrelink
  • I’ve not entered into bankruptcy or part 9 agreement within the last 12 months


It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.