Why Choose Fair Go Finance

We provide a service that looks after you. Our combination of personalised and digital service delivers you the best of both worlds.

Your journey starts with our pioneering technology that enables your online loan application to be completed in less than 6 minutes. If approved, you will be given your own credit consultant who will remain your dedicated point of contact for all your future loan needs. You will also have access 24 hours/7 days a week to our customer portal to easily obtain your account information, adjust your payments or to fast-track any future applications.

In addition to all of this, we also provide real time funding. This means your entire loan process, from applying online to receiving your personal loan funds in your account can be as fast as 16 minutes* – from no matter where you are in the world.

Our pricing is different to other lenders. We offer our own risk-based pricing through our own tiered rates, giving you the ability to secure up to 50% lower rates than our competitors.

Our pricing not only rewards good borrowers for their good financial habits (such as no upfront costs on small loans up to $2,000) it equally gives a fair go to borrowers now ready to rebuild their credit history but are shut out by mainstream lenders due to their restricted lending criteria.

With Fair Go Finance, if you don’t immediately qualify for our lowest rate on your first loan, you will have every opportunity to qualify for better pricing on your future loans, simply by making your loan repayments on time and establishing a good repayment history with us.

And with over 12 years of lending expertise, we make sure the price you get is what you can afford. Let us support your ongoing financial journey and you will discover how our loans not only save you money but how their pricing can help improve your borrowing power.

Our unique risk-based pricing provides the opportunity to have no upfront costs on small loans up to $2,000 by rewarding good financial habits, and for all personal loan borrowers there are no early repayment fees, so you can borrow and repay your loan with ease and no hidden costs.

We value our customers so we give back too! Our fantastic loyalty program offers outstanding fast tracked loan decisions and further pricing benefits on future loans. Go to our Mates Rates page to discover in more detail how you can benefit each and every time you go forward with a Fair Go Finance loan.

As one of the first small commercial lenders who implemented Comprehensive Credit Reporting, we really can help you improve your credit score, just like 80% of our valued customers who have already increased their credit score
across various credit bureaus. Boosting your credit score helps you to unlock more finance options and opportunities so you can move forward financially.

We want to keep growing with you, which is why we offer fast cash loans up to $10,000 for a variety of reasons which include debt consolidation, rent bonds, medical expenses, unexpected costs and more. We also offer competitive online car loans up to $20,000 and a flexible line of credit up to $5,000. Whatever your personal loan need may be, we aim to help.

As a responsible lender, we make sure your repayments are affordable for you, so you can comfortably repay your loan and keep moving forward. And if your circumstances ever change, we can offer flexible options to help you stay on track and protect your credit rating.

Why is Fair Go Financeso different

Why Choose Fair Go Finance

Our approach to lending is unique as we see you as more than just a credit score plus we provide genuine customer support and have ongoing rewards for our customers.

7 Reasons Why Fair Go Finance is Better

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Why is Fair Go Financeso different

Our approach to lending is unique as we see you as more than just a credit score plus we provide genuine customer support and have ongoing rewards for our customers.

✔ Genuine Customer Service

✔ Risk Based Pricing

✔ No hidden costs or early repayment fees

✔ Mates Rates Loyalty Program

✔ Boost Your Credit Score

✔ Extensive Product Range

✔ Flexible repayments

See what our customers are saying

Are you eligible to apply?