To answer this question, let's start with what a small loan is defined as, and what the rules are around the amount of fees allowed to be charged. What is a small loan? In Australia, a small loan (also known as a small amount loan) is any loan up to $2000 which is repaid between 16 days and one...
CCR - Comprehensive Credit Reporting Comprehensive Credit Reporting (also known as positive credit reporting) is the new way your credit information from numerous financial institutions must be reported to the credit bureaus in Australia. Previously, Australia's credit bureaus (such as Equifax,...
Looking for some nifty ways to cheer up the kids and keep them entertained these school holidays - that won't break the bank? Check out these four great time fillers - you may even be tempted to join in! 1. Lights. Camera. ACTION! This is a great way to get the kids out of your hair! Ra...
Are you looking for ideas to help you earn some extra cash? Whether you're trying to save some money or just want to pay off some nagging debts that won't go away, we've put together a quick list of 5 money making ideas that can hopefully help. 1. Do you have any skills you could offer? If y...
Has a life event caused you to start struggling with your finances and you're now wondering if you should prioritise one certain bill or loan over the others? Is this the only option you feel is available to you? What if there is actually a much better approach to this difficult situation? The ...
Are you looking for a personal loan to help pay for a rental bond? Whether it's a house, apartment or unit you'd like to secure, at Fair Go Finance our bond loans range from $500 all the way up to $10,000 so you can get the home you want. We understand moving into a new property can be very exp...
To all of our valued customers and respected business partners, Fair Go Finance is extremely pleased to announce our recent acquisition of Capfin Money. Like Fair Go Finance, Capfin Money (previously known as Spot Loans) is a successful small personal loan lender within Australia. Both busines...
When you apply for a personal loan, generally you will be asked to provide your bank statements. You may not realise, but your bank statements confirm very important pieces of information. Not only do they verify your income, but they can hold the key to getting your personal loan approved. Here...
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Anna, January 2016
