Personal Lenders | News and Blogs

Personal Loans versus Buy Now Pay Later facilities : What to compare and consider

With so many retailers and businesses now offering Buy Now Pay Later services, such as Afterpay and Zip Money, Australians are being exposed to these schemes on a daily basis,…

Personal Loans versus Credit Cards : What to compare and consider

If you’re trying to decide between a personal loan or a credit card, cost and time to pay off are two of the most important factors to consider. When it…

How disasters can affect your credit rating. The steps you can take to minimise the impact. And, what lenders can do to help.

In the wake of Australia’s devastating bushfires, a spotlight has fallen on the aftermath natural disasters can silently wreak on people’s credit rating and financial well-being. The impact of a…

Consolidate buy now pay later with a debt consolidation loan

If you overspent at Christmas, you’re not alone. Many of us feel pressured to splash out during the silly season, and this can leave a serious dent in our wallets.…

How buy now pay later services can affect your chances of loan approval

Buy now pay later (BNPL) services are on the rise in Australia. Around 1.9 million Aussies say they’ve used services like Afterpay or Zip Pay at least once over the…

Silly season spending habits that can harm your credit score

Our wallets can really take a hit at Christmas. Between end of year celebrations, Christmas shopping and sales season, it’s easy to spend up a storm if you aren’t careful.…

How do I check my credit score?

With Comprehensive Credit Reporting (CCR) being introduced in Australia, knowing how to check your credit score and what can impact it, is more important than ever before. If you’ve ever…

How to keep the kids entertained these holidays

Whether you’re looking for some ideas to keep the kids entertained these school holidays or just after some cheap and cheerful weekend activities, we’re here to help. We’ve put together…

Are you eligible to apply?

I’m 18 years or older
I’m employed (not self-employed)
I’m paid $500 or more a week into my bank account
My income is not solely from Centrelink
I’ve not entered into bankruptcy or part 9 agreement within the last 12 months

New Customers EXISTING CUSTOMERS

WARNING - DO YOU REALLY NEED A LOAN TODAY?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.
https://www.humanservices.gov.au/individuals/online-help/centrelink/apply-advance-payment-your-centrelink-online-account

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.