Fast & Fair Payday Loans in Brisbane – Up to $10,000
When an expense will not wait, from a car repair after summer storms to rent due before payday, you can apply in minutes and, if approved, get funds moved quickly. Enjoy personalised rates, simple repayments, and friendly Australian support that puts your financial wellbeing first.
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Calculate your repayments
What this means...
- Interest Rate p.a.
- 29.90%
- Comparison Rate p.a.
- 54.30%
- Total Repayment
- $4,212.51
Minimum weekly repayment*
$81.01
Ready to get started? Get your personalised rate and repayments without impacting your credit score or see our rates & fees
*Includes an interest rate of 29.90% (Comparison Rate of 54.30%). All prices are indicative and applications are subject to assessment. Fees and charges are payable. The Comparison Rate is based on an unsecured personal loan of $2,500 for a term of 2 years. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Payday loans in Brisbane that fit real life
Brisbane moves quickly. Between rent, tolls, parking, and the odd surprise bill, cash flow can get tight. A Fair Go Finance loan helps you bridge the gap responsibly so you can get back on track without the runaround.
Fast decisions with clear outcomes
Personalised pricing that fits your situation
Flexible repayments aligned to your pay cycle for easier budgeting
Genuine service from an Australian team
Build credit confidence, on time repayments may help your credit history
Responsible lending that puts your affordability first
We look at where you are today, not only your past. If you work shifts in healthcare, logistics, construction, retail, hospitality, or the trades, we will assess your situation fairly and focus on a plan that fits.
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How our Brisbane payday loan process works
Apply online in minutes
If we need anything, a credit consultant will get in touch
Review your offer and accept with a quick e-sign
If approved, funds are transferred fast with Real-Time Funding where available*
Timing varies by bank and by the time you apply. Banking day cut-offs apply (AEST). Responsible lending criteria apply.
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FAQs – Payday Loans Brisbane
It is a short term personal loan that lets you access money before your next pay. You can apply for up to $10,000 online. If approved, money is transferred directly to your bank account.
Common uses include urgent bills, rent or bond, car or home repairs, medical or dental costs, essential purchases, and avoiding overdraft or late fees.
The loan repayments are calculated based on your individual financial situation to ensure they are affordable to you. The repayments will be fixed over a term so they can be easily budgeted for, and by repaying your loan successfully, you will also have the ability to improve your credit score because of our adoption of Comprehensive Credit Reporting.
Yes, and we won’t charge you early payout fees either!
A less than ideal credit score isn’t the end of the world. In fact, while we can’t guarantee we’ll be able to provide a loan if you have a bad credit score – even a small loan – we’ve helped lots of customers in Adelaide and throughout the country who have bad credit ratings.
We believe everyone deserves a fair go. And as one of Australia’s largest non-bank personal loan providers and a responsible lender, we’ll do everything we can to help you – if there’s a way for us to help you get a loan, without risking your long-term financial wellbeing, then we will.
If you’re not sure if you have a bad credit score, watch our video about how to find out your credit score, or request a free copy of your credit report from Equifax. It’s easier for us to advise you on the best way forward if we know if – and why – you have a bad credit score.
Yes. As a responsible lender, we make sure every applicant can comfortably take on the loan we offer them. And a credit check is one part of the process. But we’ll also consider your income and outgoings, so it’s not the only factor.
We use Comprehensive Credit Reporting (CCR) to ensure our customer’s positive borrowing behaviour boosts their score. And it’s just one way we can help you improve your financial health and borrowing power.
You’re welcome to contact us outside business hours either by e-mailing us at apply@fairgofinance.com.au or completing our Contact Us website form.
Please remember to include your full name, best contact number and reference number if you have a loan with us, and we’ll be sure to get back to you the next business day.