Knowledge HubGet in the know on personal finance

What can I do to fix my bad credit?

The good news is there are a number of ways you can help fix your bad credit. But the key is to start now. As a quick recap, bad credit

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What is CCR?

Comprehensive Credit Reporting (also known as positive credit reporting) is the way your credit information from numerous financial institutions must be reported to the credit bureaus in Australia.

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Why your credit history is never history

Ever heard lenders say “your credit history is history” and wondered what they mean? Walshy discusses how your credit history is never truly history, but whether your credit history is

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What are the repayments on a car loan?

If you’re thinking of applying for a car loan, it’s worth understanding how the repayments are calculated and what to look for, before going ahead. Here is a quick checklist to help you out.   1. What

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Top Reasons Why Personal Loans Get Declined

Why was my loan declined? If you’ve ever felt baffled, flummoxed or perplexed that your loan was declined, watch this video. Walshy chats about the top reasons why personal loans

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How is my credit score calculated?

Welcome to Episode 3 of Whiteboard Wednesday with Paul Walshe. Today Walshy chats about how credit scores are calculated, including: What is a credit score? What does a credit score

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Can I have multiple credit scores?

In Australia, there is more and more talk about the importance of knowing your credit score, and how to improve and protect it. So how familiar are you with yours?

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5 top tips to come back from bad credit

In Australia, bad credit is often a reason why someone is declined a loan or service. Being told you have bad credit can come as a complete shock. Others are aware

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What is a bad credit loan?

A bad credit loan is simply a cash loan for people who have bad credit ratings. It may sound unpleasant, but it actually helps individuals who have low credit scores

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What is my credit score? Find out for free.

What is my credit score? Find out for free. Your credit score is an important piece of information about you. It is a score that can influence how successful or unsuccessful

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4 top tips for managing a personal loan

It’s a great feeling when you receive formal approval for a personal loan, or any type of credit for that matter! But once that excitement has passed, the next

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What is a rental bond?

What is a rental bond? In Australia, when renting a property, a rental bond is usually requested. A rental bond is an amount of money the tenant must pay in

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Renting Checklist – What should I know before renting?

Before renting a property, make sure you: Understand what you are entitled to as the tenant Understand what is expected of you by the landlord/agent To ensure a hassle-free renting experience, please

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