How do we make debt consolidation loans easy?

Discover how quick, easy and beneficial personalised debt consolidation loans can be.

  • Online. Apply for $500-$10,000 in minutes.
  • Quick. Get a conditional decision, fast.
  • Responsible. Personalised terms. Lower costs.

How Much?

$500 $10,000

How Long?

6 months 36 months

Interest rate

19.9%

Total repayment $3,871

Comparison rate from p.a.

44.2%

Min weekly repayment

$72.48

How Fair Go Finance works?

With no early payout fees, our short term loans are perfect if you need a quick cash stopgap. And because our low interest rates are personalised, they’re highly competitive, whatever your credit rating.

How Fair Go Finance works

Apply in 6 Minutes

Choose your loan type and apply online.

How Fair Go Finance works

Get Instant Outcome

We'll process your application and advise an outcome immediately.

How Fair Go Finance works

Funded in Minutes

If approved, sign your contract and receive your funds in minutes.

Apply Online

 
 

How can we help you?

Below you’ll find answers to the most frequently asked debt consolidation loans questions

Apply Online

Take the easy, responsible path to debt consolidation.

We’ve used all our finance and tech smarts to make applying for your debt consolidation loan quick and easy. It’s all online and our smart system will give you a conditional decision in minutes.

Apply Now!

Personalised debt consolidation loans. Quick. Easy. 100% online.

If you have mounting debts, a personalised debt consolidation loan might be the best way forward. The best way to relieve the stress of multiple repayments. The best way to reduce your borrowing costs. The best way to free up more cash day-to-day.

And at Fair Go, we’ll personalise your debt consolidation loan to do just that, with custom rates and terms that work for you and your life, minimising your borrowing costs wherever we can. And if you come back for another loan, we can reward you with even better rates and discounts.

As one of Australia’s largest non-bank personal loan providers, we take our responsibility to you seriously. Our friendly team will take great care in working with you to help you path forward. And if you have a bad credit score and you want to consolidate and pay off your debts, we’ll do everything we can to help you turn your bad credit history around.

Small Amount Loans

 

Loan Amounts

$500 – $2,000

 

Average Term

3 – 12 Months

 

Typical Establishment Fee**

$0 – $400

 

Monthly Fee

$10 – $80

 

Interest Rate Per Annum

0%

 

Comparison Rate

N/A

$500 repayment example

 

Average Term

3 – 6 months

 

Repayment Per Week*

$24 – $52

 

Establishment Fee

$50 – $100

 

Monthly Fee

$10 – $20

 

Interest Rate Per Annum

0%

 

Comparison Rate

N/A

Medium Amount Loans

 

Loan Amounts

$2,250 – $5,000

 

Average Term

6 – 18 Months

 

Typical Establishment Fee

$394 – $771

 

Monthly Fee

$9

 

Interest Rate Per Annum

17.2% – 29.9%

 

Comparison Rate

39.61% – 64.41%

$2250 repayment example

 

Average Term

3 – 18 months

 

Repayment Per Week*

$51 – $118

 

Establishment Fee

$394 – $535

 

Monthly Fee

$9

 

Interest Rate Per Annum

17.2% – 27.5%

 

Comparison Rate

39.61% – 56.65%

*Repayments per week depend on affordability.
**This limited offer is currently for good credit customers in recognition of their good credit history.
Minimum loan term 3 months. Maximum loan term 12 months. For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above this amount maximum APR is 48%.

 
 

See what our customers are saying

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Are you eligible to apply?

  • I am 18 years or older
  • I have not entered into bankruptcy or part 9 agreement within the last 6 months
  • I am willing to provide my Bank Statements online
  • My income is not solely from Centrelink
Please note: Bank statements can only be submitted via our secure online service.

Notice

Please be aware our phone lines are temporarily down. Whilst they are being fixed, please contact us either via our Chat function or you're welcome to email us at apply@fairgofinance.com.au and we will be happy to assist you. We apologise for the inconvenience and hope to have this rectified soon.