When you take out a furniture loan, you can use it however you need. From new couches, to that smart TV you’ve had your eye on or perhaps you’re needing a new fridge? The choice is yours.
Customers from all around Australia are using our fast and affordable loans for a variety of furniture and appliance related expenses.
And as one the largest non-bank lenders in Australia, we have combined all of our tech and finance smarts to make our application as easy as possible for you to use, so you can get those household needs sorted quickly.
|Loan Amounts||$300 – $2,000||$2,050 – $5,000||$5,050 – $10,000|
|Average Term||1 – 12 months||6 – 24 months||9 – 36 months|
|Typical Establishment Fee||$0 – $400||$394 – $771||$536 – $662|
|Monthly Fee||$0 – $80||$9||$10|
|Interest Rate Per Annum (APR) *||N/A||17.20% – 29.90%||15.92% – 19.90%|
|Comparison Rate **||40.08% – 73.06%||39.61% – 64.52%||21.65% – 26.55%|
|Average Term||8 months||12 months||17 months|
|Repayment Per Week||$68||$71||$99|
|Interest Rate Per Annum (APR)||N/A||26.09%||19.14%|
|Comparison Rate||73.06% 1||52.66% 2||24.94% 3|
We listen, adapt, innovate and grow with our customers so we can provide ongoing value to you.
Apply, approved and funded in as little as 6 minutes
Save up to $115 on small loan
Save up to $357 on medium loan
Returning customer gets up to $453 more on the second loan
65% of our customers enjoy a 42 point increase to their credit score.
Of course! With our personal loans you have the freedom to use your loan on whatever you need, whether that be replacing furniture or upgrading old appliances. Borrow from $300 to $10,000 to cover the costs of whatever furniture or appliances you need.
Having a bad credit score can affect your ability to take out a personal loan, but don’t let that stop you talking to our team.
As one of Australia’s largest non-bank personal loan lenders, we’re in the business of helping people get a fair go. That includes helping customers with bad credit scores to get the cash they need to begin improving their credit score. For more information about how your credit rating impacts your ability to borrow money, check out this blog on going from bad to good credit.
Alternatively, call us on 1300 324 746 and we’ll explain if your bad credit rating may prevent or limit the amount you may be eligible to borrow for your furniture loan.
Start your online application and see for yourself. And remember, if you run into any problems with our online application or have any questions about the approval process for our personal loans, we’re here to help. Call our team on 1300 324 746 or contact us online via live chat.
To apply for a personal loan for furniture, you’ll need to be at least 18 years of age and a permanent Australian resident. You must also be in regular paid employment.
If you’re worried you may have bad credit that will prevent you from obtaining a furniture loan, you’re welcome to talk to our friendly team. As one of Australia’s largest non-bank personal loan providers,
we’re here to help you get a fair go and, if we can, help you get your bad credit history back on track.
We offer appliance and furniture loans from $300 to $10,000, with flexible repayment terms ranging
from three months to three years
We always personalise our loan terms, so your loan amount, interest rate and repayment terms will be tailored according to your personal circumstances and financial situation.
Whatever the loan amount and terms, you’ll know upfront what your fixed interest repayments will be.
They’re set in stone, making it easy for you to manage your budget.
No hidden fees. No sleepless nights. It’s all part of our commitment as a responsible lender.
How much you are eligible to apply for will depend on your current financial circumstances and requirements. As a Responsible Lender we want to make sure your loan is affordable for you, so we will always need to complete your assessment first before we can provide you with the loan amount you’re eligible for.
Our loans are based on your individual and current financial circumstances. Until we receive your application and your bank statement information, it is not possible for us to guarantee you will be approved. You may wish to read our blog which provides some helpful tips on improving your chance to get a loan.
Our loan repayments vary depending on the loan amount, the loan term and the interest rate. You can use our loan calculator as a guide, however because we tailor our rates to your unique credit profile, we will not be able to confirm any repayments until your assessment is complete.
The interest rates for our loans are calculated using risk-based pricing, which simply means the better your credit rating, the better the interest rate you can be eligible for. We won’t be able to confirm what interest rate you may be eligible for until your assessment is complete, however you can see the range of our interest rates for our personal loans here.
The usual waiting time to receive your loan application outcome is between 24-48 working hours.