Personal holiday loans to finance your travel dreams.

Whether you want to spread the cost of a once-in-a-lifetime trip, or cover the cost of some travel expenses, a personal holiday loan gives you the finance, freedom and flexibility you need to do what you want, when you want.

We’ve used our team’s finance and tech smarts to make applying for a holiday loan as quick and easy as it is secure. You can apply for anything from $500 to $10,000, which you can use for any travel expenses, with our super-fast application process taking you from application to conditional decision in a matter of minutes.

And because we’re one of Australia’s largest non-bank personal loan lenders, with a commitment to responsible lending, you can make your travel plans and book your holiday knowing we’ve given you the best deal we can. We’ll never change your repayments or hit you with any hidden charges.

Small Amount

Loan Calculator

How Much?

$500 $10,000

How Long?

6 months 36 months

Interest rate

19.9%

Total repayment

$3,871

Comparison rate from p.a.

44.2%

Min weekly repayment $72.48

Rates (APR), fees & features

SMALL
Amount Loans
MEDIUM
Amount Loans
LARGE
Amount Loans
Loan Amounts $300 – $2,000 $2,050 – $5,000 $5,050 – $10,000
Average Term 1 – 12 months 6 – 24 months 9 – 36 months
Typical Establishment Fee $0 – $400 $394 – $771 $536 – $662
Monthly Fee $0 – $80 $9 $10
Interest Rate Per Annum (APR) * N/A 17.20% – 29.90% 15.92% – 19.90%
Comparison Rate ** 40.08% – 73.06% 39.61% – 64.52% 21.65% – 26.55%

 

*For our loans of $300 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%.
**All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

 

EXAMPLES $1,250 $3,400 $6,400
Average Term 7 months 12 months 16 months
Repayment Per Week $59 $77 $103
Establishment Fee $207 $474 $547
Monthly Fee $41 $9 $10
Interest Rate Per Annum (APR) N/A 23.14% 17.79%
Comparison Rate 73.06% 1 48.85% 2 23.55% 3

 

1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 36 months. Fees and charges are payable.
WARNING: This comparison rate is true only for the example[s] given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Why choose Fair Go Finance?

We’ve been giving our customers a Fair Go since 2008.

We listen, adapt, innovate and grow with our customers so we can provide ongoing value to you.

Fair Go Finance Unique Selling Point

Genuine Customer Service

Real and caring consultants to help you go forward.
Funded in minutes!

Apply, approved and funded in as little as 15 minutes

Fair Go Finance Unique Selling Point

Risk Based Pricing

Your credit profile is rewarded with tailored pricing.
Rewarded on return!

Save up to $115 on small loan
Save up to $357 on medium loan

Fair Go Finance Unique Selling Point

Mates Rates Loyalty Program

Enjoy rate and discount rewards for your loyalty.
Get more & pay less!

Returning customer gets up to $453 more on the second loan

Fair Go Finance Unique Selling Point

Boost Your Credit Score

Improve your financial future by repaying your loan with us.
Good credit, not bad!

65% of our customers enjoy a 42 point increase to their credit score.

How can we help you?

Below you’ll find answers to the most frequently asked holiday loan questions

Apply for your holiday loan in minutes.

Our smart online system will process your application almost instantly. And if you’re formally approved, we’ll personalise our rates and terms to minimise your borrowing costs, transfering your funds in 24-48 hours.

Apply Online

See what our customers are saying

Read all reviews

Are you eligible to apply?

  • I am 18 years or older
  • I have not entered into bankruptcy or part 9 agreement within the last 6 months
  • I am willing to provide my Bank Statements online
  • My income is not solely from Centrelink
Please note: Bank statements can only be submitted via our secure online service.

Notice

Please be aware our phone lines are temporarily down. Whilst they are being fixed, please contact us either via our Chat function or you're welcome to email us at apply@fairgofinance.com.au and we will be happy to assist you. We apologise for the inconvenience and hope to have this rectified soon.