Whether you want to spread the cost of a once-in-a-lifetime trip, or cover the cost of some travel expenses, a personal holiday loan gives you the finance, freedom and flexibility you need to do what you want, when you want.
We’ve used our team’s finance and tech smarts to make applying for a holiday loan as quick and easy as it is secure. You can apply for anything from $500 to $10,000, which you can use for any travel expenses, with our super-fast application process taking you from application to conditional decision in a matter of minutes.
And because we’re one of Australia’s largest non-bank personal loan lenders, with a commitment to responsible lending, you can make your travel plans and book your holiday knowing we’ve given you the best deal we can. We’ll never change your repayments or hit you with any hidden charges.
|Loan Amounts||$300 – $2,000||$2,050 – $5,000||$5,050 – $10,000|
|Average Term||1 – 12 months||6 – 24 months||9 – 36 months|
|Typical Establishment Fee||$0 – $400||$394 – $771||$536 – $662|
|Monthly Fee||$0 – $80||$9||$10|
|Interest Rate Per Annum (APR) *||N/A||17.20% – 29.90%||15.92% – 19.90%|
|Comparison Rate **||40.08% – 73.06%||39.61% – 64.52%||21.65% – 26.55%|
|Average Term||7 months||12 months||16 months|
|Repayment Per Week||$59||$77||$103|
|Interest Rate Per Annum (APR)||N/A||23.14%||17.79%|
|Comparison Rate||73.06% 1||48.85% 2||23.55% 3|
We listen, adapt, innovate and grow with our customers so we can provide ongoing value to you.
Apply, approved and funded in as little as 6 minutes
Save up to $115 on small loan
Save up to $357 on medium loan
Returning customer gets up to $453 more on the second loan
65% of our customers enjoy a 42 point increase to their credit score.
Holiday loans are simply personal loans you can use to finance your travel plans. You can apply for a holiday loan in minutes and, depending on your situation and financial circumstances, you can borrow from $500 to $10,000 to cover of spread the cost of anything travel-related.
So, whether you want to borrow $10,000 for the whole cost of a big family holiday, or take out a small holiday loan to cover some travel expenses, your holiday loan is yours to spend as you wish. We may even be able to help you if you have a bad credit score – read about our bad credit loans.
Start your online application and see for yourself. And remember, if you run into any problems with our online application or have any questions about the approval process for our personal loans, we’re here to help. Call our team on 1300 324 746 or contact us online via live chat.
To apply for a personal holiday loan to finance your travel plans, you’ll need to be at least 18 years of age and a permanent Australian resident. You must also be in regular paid employment.
If you meet these basic eligibility criteria, you can apply for your holiday loan right now. It’s all online and only takes a few minutes, and if your application is formally approved, you’ll have your travel money within 24-48 hours.
Worried that your bad credit rating will prevent you from taking out a holiday loan? Talk to our friendly team. As one of Australia’s largest non-bank personal loan providers, we’re here to help you get a fair go and, if we can, help you get your bad credit history back on track.
We offer holiday loans of $500-$10,000, with flexible repayment terms ranging from three months to three years.
However, it’s important to note we always personalise our loan terms, so your loan amount, interest rate and repayment terms will be tailored according to your personal circumstances and financial situation. If you receive formal approval, our friendly team will talk to you about the best way to minimise your borrowing costs and the burden on your day-to-day budget.
Whatever the loan amount and terms, you’ll know upfront what your fixed interest repayments will be. They’re set in stone, making it easy for you to manage your budget and finalise your travel plans. No hidden fees. No sleepless nights. It’s all part of our commitment as a responsible lender.
If you’re worried that your credit score may prevent you from taking out a personal loan, don’t worry. We help lots of people with poor credit ratings get the loans they need and get their credit history back on track. Find out more about our bad credit loans.
A bad credit score can affect your ability to take out a personal loan or personal finance, but don’t let that stop you talking to our team.
As one of Australia’s largest non-bank personal loan lenders, we’re in the business of helping people get a fair go, and that includes helping customers with bad credit scores to get the cash they need and get their bad credit score back in the black.
Watch our video about how to find out your credit score, or request a free copy of your credit report from Equifax and find out if and why you have a bad credit history. Alternatively, call us on 1300 324 746 and we’ll explain if your bad credit rating will prevent or limit your holiday loan.
How much you are eligible to apply for will depend on your current financial circumstances and requirements. As a Responsible Lender we want to make sure your loan is affordable for you, so we will always need to complete your assessment first before we can provide you with the loan amount you’re eligible for.
Our loans are based on your individual and current financial circumstances. Until we receive your application and your bank statement information, it is not possible for us to guarantee you will be approved. You may wish to read our blog which provides some helpful tips on improving your chance to get a loan.
Our loan repayments vary depending on the loan amount, the loan term and the interest rate. You can use our loan calculator as a guide, however because we tailor our rates to your unique credit profile, we will not be able to confirm any repayments until your assessment is complete.
The interest rates for our loans are calculated using risk-based pricing, which simply means the better your credit rating, the better the interest rate you can be eligible for. We won’t be able to confirm what interest rate you may be eligible for until your assessment is complete, however you can see the range of our interest rates for our personal loans here.
The usual waiting time to receive your loan application outcome is between 24-48 working hours.
Our smart online system will process your application almost instantly. And if you’re formally approved, we’ll personalise our rates and terms to minimise your borrowing costs, transfering your funds in 24-48 hours.