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Spring clean your finances with a debt consolidation loan
Spring is officially here, making now the perfect time to clean up your finances. If you’ve started to amass debt throughout the past year or so, a debt consolidation loan
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What to do if you can't repay your personal loan
It’s safe to say that no one ever means to fall behind on their personal loan repayments. It’s a scary prospect and won’t do your stress levels any favours!
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Comprehensive Credit Reporting (CCR) - What is it and how can I benefit from it?
What is it and how can I benefit from it? Comprehensive Credit Reporting (otherwise known as CCR) was introduced in March 2014 and has been compulsory for Australia’s big four banks (CBA, ANZ, Westpac and NAB) since July 2019, with more lenders to follow suit by June 2021.
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When is a personal loan better than buy now pay later?
What would you do if you really needed to buy something but didn’t have enough money in your bank account? If Afterpay springs to mind, you’re not alone.
Read MoreWhat can I do if I have missed payments?
You can directly transfer what you owe. This can be done by online banking or a direct deposit at Westpac: Our bank
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5 Tips To Help You Find A Bad Credit Loan
If you need a loan but have experienced bad credit, here’s some tips and helpful info to give you the best chance to be approved.
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Who offers the best small loans?
To answer this question, let’s start with what a small loan is defined as, and what the rules are around the amount of fees allowed to be charged. What is a
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Why choose a personal loan instead of a credit card?
At Fair Go Finance we firmly believe that whenever you’re looking for some extra funds a personal loan is a far better choice over a credit card. Why? Here are
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Can I get a loan to pay for cosmetic surgery or any other medical procedure?
Are you considering cosmetic or plastic surgery but aren’t quite sure how you’ll pay for it? Perhaps you need to cover an elective procedure or a different type of medical expenses?
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What is the best way to finance a holiday?
Holidays and travelling give us some of the most enjoyable times we can have, but working out the best way to afford them can be tricky. To help you, we’ve
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What to look for (and look out for) when trying to get car finance
Things you need to look for (and look out for when you apply for car finance loans. Before we begin, picture this scenario...
Read MoreWhat can I do to fix my bad credit?
The good news is there are a number of ways you can help fix your bad credit. But the key is to start now. As a quick recap, bad credit
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What is CCR?
Comprehensive Credit Reporting (also known as positive credit reporting) is the way your credit information from numerous financial institutions must be reported to the credit bureaus in Australia.
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Applying has never been easier with our enhanced portal!
Coming back for a loan with Fair Go Finance has never been easier, quicker and dare we say it, even a little fun! With all of our new portal enhancements,
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Walshy’s 2018 Predictions for Consumer Credit | Whiteboard Wednesday
In this week’s episode of Whiteboard Wednesday, Walshy makes his 2018 predictions for consumer credit.
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Why your credit history is never history
Ever heard lenders say “your credit history is history” and wondered what they mean? Walshy discusses how your credit history is never truly history, but whether your credit history is
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What is a comparison rate and how does it affect my personal loan?
What is a comparison rate and why is it displayed on the Fair Go Finance website? Walshy explains what a comparison rate is, how it is used.
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Costs and Charges on a Personal Loan | Whiteboard Wednesday
In this week’s episode Walshy demystifies personal loan pricing: How much does a personal loan cost? How can I compare personal loan costs? How do I know if a personal
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What are the repayments on a car loan?
If you’re thinking of applying for a car loan, it’s worth understanding how the repayments are calculated and what to look for, before going ahead. Here is a quick checklist to help you out. 1. What
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Top Reasons Why Personal Loans Get Declined
Why was my loan declined? If you’ve ever felt baffled, flummoxed or perplexed that your loan was declined, watch this video. Walshy chats about the top reasons why personal loans
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How is my credit score calculated?
Welcome to Episode 3 of Whiteboard Wednesday with Paul Walshe. Today Walshy chats about how credit scores are calculated, including: What is a credit score? What does a credit score
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Can I have multiple credit scores?
In Australia, there is more and more talk about the importance of knowing your credit score, and how to improve and protect it. So how familiar are you with yours?
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What is bad credit and how does it affect me? | Whiteboard Wednesday
Whiteboard Wednesday with Walshy Walshy is back to answer your questions on bad credit in this week’s episode: What is bad credit? How do I know if I have bad credit?
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5 top tips to come back from bad credit
In Australia, bad credit is often a reason why someone is declined a loan or service. Being told you have bad credit can come as a complete shock. Others are aware
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