Want a medical loan that’s good for your financial health?

Quick, easy, responsible loans up to $10,000 for any medical, dental or emergency treatment or care.

  • Easy. Apply online for $500-$10,000.
  • Quick. Get a provisional decision in mins.
  • Responsible. Personalised rates and terms.

How Much?

$500 $10,000

How Long?

6 months 36 months

Interest rate

19.9%

Total repayment $3,871

Comparison rate from p.a.

44.2%

Min weekly repayment

$72.48

How Fair Go Finance works?

With no early payout fees, our short term loans are perfect if you need a quick cash stopgap. And because our low interest rates are personalised, they’re highly competitive, whatever your credit rating.

How Fair Go Finance works

Apply in 6 Minutes

Choose your loan type and apply online.

How Fair Go Finance works

Get Instant Outcome

We'll process your application and advise an outcome immediately.

How Fair Go Finance works

Funded in Minutes

If approved, sign your contract and receive your funds in minutes.

Apply Online

 
 

How can we help you?

Below you’ll find answers to the most frequently asked medical loan questions

Apply Online

How have we made medical loans easy?

By using all our finance and tech smarts to streamline the application process. It’s 100% online and our smart system will give you a conditional decision in minutes.

Apply Now!

Quick and easy medical loans and dental loans.

Dealing with any medical or dental treatment can be hard. Paying for it can be even harder. But with a medical loan, you can spread the cost of any medical, dental or surgical procedure, treatment or care. And our online application process makes it quick, easy and secure.

From emergency loans for surgery, to small loans for cosmetic dental work, to long-term loans for IVF, our customers across Australia take out medical loans for a host of reasons. And they trust us to do the right thing. That’s how we’ve grown to become one of Australia’s largest non-bank personal loan providers – by looking after our customers.

What does that mean? It means personalised rates to minimise your borrowing costs. It means tailored terms to ensure you can manage your repayments without putting yourself under undue stress. And it means rewarding you with even better rates and discounts on your next loan.

Small Amount Loans

 

Loan Amounts

$500 – $2,000

 

Average Term

3 – 12 Months

 

Typical Establishment Fee**

$0 – $400

 

Monthly Fee

$10 – $80

 

Interest Rate Per Annum

0%

 

Comparison Rate

N/A

$500 repayment example

 

Average Term

3 – 6 months

 

Repayment Per Week*

$24 – $52

 

Establishment Fee

$50 – $100

 

Monthly Fee

$10 – $20

 

Interest Rate Per Annum

0%

 

Comparison Rate

N/A

Medium Amount Loans

 

Loan Amounts

$2,250 – $5,000

 

Average Term

6 – 18 Months

 

Typical Establishment Fee

$394 – $771

 

Monthly Fee

$9

 

Interest Rate Per Annum

17.2% – 29.9%

 

Comparison Rate

39.61% – 64.41%

$2250 repayment example

 

Average Term

3 – 18 months

 

Repayment Per Week*

$51 – $118

 

Establishment Fee

$394 – $535

 

Monthly Fee

$9

 

Interest Rate Per Annum

17.2% – 27.5%

 

Comparison Rate

39.61% – 56.65%

*Repayments per week depend on affordability.
**This limited offer is currently for good credit customers in recognition of their good credit history.
Minimum loan term 3 months. Maximum loan term 12 months. For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above this amount maximum APR is 48%.

 
 

See what our customers are saying

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Are you eligible to apply?

  • I am 18 years or older
  • I have not entered into bankruptcy or part 9 agreement within the last 6 months
  • I am willing to provide my Bank Statements online
Please note: Bank statements can only be submitted via our secure online service.