Quick Cash Loans in Perth
Need a loan fast? From $500 small loan or up to $10,000. Apply now and you could have your funds today. Our quick approval process ensures an instant funds transfer once your loan is approved.
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We’re Perth's go-to Quick Loan Provider.
With repeat customers across Australia, including Perth, we’re the loan provider of choice for people from all walks of life. Just take a look at our testimonials.
From small loans of $500-$2,000 to $10,000 loans, we provide personalised rates and terms and a super-fast online application and assessment process, minimising the cost of our loans and the time it takes to receive your cash. You could have your funds in your account in 24-48 hours after loan approval. We consider factors beyond just an applicant’s credit history when evaluating loan applications, ensuring a flexible approach that accommodates those who have faced financial difficulties.
As one of Australia’s largest non-bank personal loan providers and a, we’re 100% online. Instead of wasting money on branches in Perth CBD, we’ve invested our finance know-how, our tech smarts and our resources into perfecting our smart online system, including a free and secure bank statement service that fast tracks your application. These loans can be crucial when facing unexpected financial challenges, such as car repairs or medical bills.
Getting a Quick Cash Loan
Getting a quick cash loan can be a straightforward process, especially when you’re dealing with a reputable lender. To apply for a quick cash loan, you’ll typically need to provide some basic information, such as your name, address, and employment details. You’ll also need to provide proof of income and identification. Some lenders may require additional documentation, such as bank statements or proof of residency.
Once you’ve submitted your application, the lender will review your information and make a decision. If you’re approved, the lender will transfer the funds into your bank account within a short period of time, often within 24 hours.
It’s essential to note that quick cash loans are designed for short-term use, typically to cover unexpected expenses or financial emergencies. They’re not intended for long-term financial solutions or to consolidate debt.
Rates (APR), fees & features
Small Amount Loans
Read More: Small Amount LoansMedium Amount Loans
Read More: Medium Amount LoansLarge Amount Loans
Read More: Large Amount LoansFor our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%. *All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.
Examples
| $1,350 | $3,600 | $6,900 | |
| Average Term | 8 months` | 13 months | 18 months |
| Average repayment per week | $48 | $90 | $119 |
| Establishment Fee | $265 | $627 | $595 |
| Monthly Fee | $50 | $11 | $14 |
| Interest Rate Per Annum (APR) | N/A | 27.49% | 21.90% |
| Comparison Rate | N/A | 60.61% * | 28.87% ** |
For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%. *All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.
Ready to get started?
How to Apply
With no early payout fees, our flexible range of online loans are perfect for the changing needs of hardworking Aussies. And because our rates are personalised, they’re highly competitive, whatever your credit rating.
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Apply Now
All it takes is 6 minutes with our secure online application form.
Accept Offer
If approved, accept your offer signing online with a secure SMS code.
Receive Finance
Your funds are transferred as cleared funds so you can start using it sooner.
Personalised Support
If you need a little help with anything, simply talk to our support team.
We're with you
So why Fair Go Finance?
We want what’s best for our customers. And we show it every day with loans and service tailored to you.
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Genuine customer service
Our genuine, down-to-earth team is here for friendly, helpful advice – and zero jargon.
Personalised pricing
We get to know your situation to craft a tailored rate just for you.
Credit score boost
Make timely repayments on an initial easy-to-manage loan to actively boost your credit score.
Check if you qualify
Learn how likely you are to get approved, with no impact on your credit file.
How can we help you?
Below you’ll find answers to the most frequently asked personal loan questions
Our small loans start at $500, but we regularly provide loans up to $10,000 for our customers in Brisbane and across Australia. We offer both secured and unsecured lending options for fast cash loans, with higher amounts potentially requiring vehicle collateral. And assuming you’re formally approved, you’ll receive your cash within 24-48 hours – cash that’s yours to spend as you wish.
Our online application process is the same no matter how big or small your loan – you can apply online in minutes and our smart system will give you a provisional decision almost immediately.
But you don’t have to take our word for it. Or the word of our customers in Brisbane (check out our testimonials). Apply for a small loan or a large loan and see for yourself.
Technically speaking, in Australia, a small loan is a loan of $500 to $2,000. That’s the industry definition, whether you’re living in Brisbane or on the west coast.
There are, of course, plenty of small loan lenders out there. But at Fair Go, we’re one of Australia’s largest non-bank personal loan lenders, and we got there by doing the right thing by our customers – always – and by continually investing in our fast, secure online system.
As a responsible lender, we’ll always be upfront. No hidden fees. No changes to your repayments. We’ll personalise our rates and terms to minimise your borrowing costs. And we’ve made it easy to apply online for a small loan of $500-$2,000 or as much as $10,000. See for yourself.
While you may have to provide security for a larger loan of more than $2,000 (it depends on a number of factors), our small loans are unsecured loans. This means you don’t need to provide an asset as security when you take out a small loan of $500-$2,000.
But whatever the size of the loan, our application process is the same – quick, easy and secure.
Our smart system can give you a provisional decision in minutes. Then, if you’re conditionally approved, our friendly team will call you to verify your personal information and confirm whether you’ll need to take out a secured loan.
A less than ideal credit score isn’t the end of the world. In fact, while we can’t guarantee we’ll be able to provide a loan if you have a bad credit score – even a small loan – we’ve helped lots of customers in Adelaide and throughout the country who have bad credit ratings.
We believe everyone deserves a fair go. And as one of Australia’s largest non-bank personal loan providers and a responsible lender, we’ll do everything we can to help you – if there’s a way for us to help you get a loan, without risking your long-term financial wellbeing, then we will.
If you’re not sure if you have a bad credit score, watch our video about how to find out your credit score, or request a free copy of your credit report from Equifax. It’s easier for us to advise you on the best way forward if we know if – and why – you have a bad credit score.
As an online lender – one of Australia’s largest non-bank personal loan providers – we don’t have traditional branches in Perth, or anywhere else in Australia for that matter. And that’s a good thing.
It means we’re able to keep our overheads down and continually invest in developing our smart online application system, making it quick and easy to apply for a loan, from small loans of $500 through to $10,000 loans. Online. Anytime.
It also means that our team here in Australia can focus on providing personal service, as well as personalised loan rates and terms, ensuring we minimise your borrowing costs and always do the right thing by you and your long-term financial wellbeing.
So, whether you’re in Perth or living the other side of the country, we’re here to help. Call us on 1300 324 746 or contact us via live chat, or apply online for a quick and easy loan in minutes.
While our personal loan company is based in Perth – our national HQ is in Perth CBD – as one of Australia’s largest non-bank personal loan providers, we’re 100% online. And with good reason.
Being 100% online means we’re able to focus all our finance and customer service smarts on helping our customers across Australia secure the cash they need, from $500 small loans to $10,000 large loans. All online. All super-fast and secure.
Instead of paying for expensive branches in state capitals like Perth, we’re able to focus on personalising our loan rates and terms to maximise your borrowing costs and minimise your borrowing costs. See for yourself. Talk to our friendly team on 1300 324 746, contact us via live chat if you have a question or apply for a large, medium or small loan online in minutes
Not at all. While our loan company is based in Perth and we have our national headquarters in Perth CBD, we provide small loans from $500 to $2,000, right up to $10,000, for customers across Australia.
We’re 100% online, so instead of wasting money on local branches, we’ve focused all our time and resources on making our online application process and customer service the best in the business, whether you’re living in the Perth suburbs or a remote rural town. Quick cash loans are essential for managing unexpected expenses, such as urgent car repairs or medical bills, providing a fast and reliable solution to sudden financial emergencies. Our repayment terms are designed to align with your pay cycle, ensuring that the loan is affordable and fits seamlessly with your regular income frequency.
As long as you have a smart device, an internet connection and a few minutes, you can apply for a loan and get a provisional decision almost immediately. The only exception? Unfortunately, we’re unable to offer you a loan if you live in a caravan park.