Quick Urgent Loans in Melbourne for Immediate Financial Relief
When unexpected expenses arise, and you need money fast, Fair Go Finance is here to help. Our urgent loans in Melbourne offer a fast and efficient way to access the cash you need, no matter the emergency. Whether it's an urgent car repair, medical bill, or another unexpected cost, we ensure that you can apply quickly and get an instant decision.
)
)
Calculate your repayments
What this means...
- Interest Rate p.a.
- 29.90%
- Comparison Rate p.a.
- 41.64%
- Total Repayment
- $4,212.51
Minimum weekly repayment*
$81.01
Ready to get started? Get your personalised rate and repayments without impacting your credit score or see our rates & fees
*Includes an interest rate of 29.90% (Comparison Rate of 41.64%). All prices are indicative and applications are subject to assessment. Fees and charges are payable. The Comparison Rate is based on an unsecured personal loan of $2,500 for a term of 2 years. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
How Our Urgent Loans in Melbourne Work
At Fair Go Finance, we’ve made it easy for Melbourne residents to access urgent cash loans when they need it most. Here's how our process works:
Apply Online in Minutes: Our application form is quick and easy, taking just a few minutes to complete.
Get an Instant Decision: Once you’ve submitted your details, we’ll review your application and provide a fast approval decision, typically within minutes.
Receive Your Funds Quickly: After approval, we transfer the funds directly to your bank account, often in less than an hour.
With no paperwork and no lengthy processes, you can get cash fast when you need it most.
)
Why Melbourne Residents Trust Fair Go Finance
Quick Approval: Get approved in as little as 30 minutes.
Fast Cash: Receive funds into your bank account within hours of approval.
Flexible Loan Options: Borrow amounts ranging from $500 to $10,000 to cover any urgent expense.
No Hidden Fees: We believe in transparency—what you see is what you get. No unexpected charges.
Available Across Melbourne: Whether you’re in the CBD or the suburbs, our online application makes it easy to get the cash you need fast.
Rates (APR), fees & features
Small Amount Loans
Read More: Small Amount LoansMedium Amount Loans
Read More: Medium Amount LoansLarge Amount Loans
Read More: Large Amount LoansFor our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%. *All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.
Examples
| $1,350 | $3,600 | $6,900 | |
| Average Term | 8 months` | 13 months | 18 months |
| Average repayment per week | $48 | $90 | $119 |
| Establishment Fee | $265 | $627 | $595 |
| Monthly Fee | $50 | $11 | $14 |
| Interest Rate Per Annum (APR) | N/A | 27.49% | 21.90% |
| Comparison Rate | N/A | 60.61% * | 28.87% ** |
For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%. *All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.
What Can I Use an Urgent Loan For?
Our urgent loans are ideal for covering a wide range of unexpected expenses, including:
Emergency car repairs – Don’t let car troubles derail your day.
Medical bills – Get the care you need without the stress of unexpected costs.
Home repairs – Fix those urgent home issues, like a leaking roof or broken appliance.
Debt consolidation – Simplify your finances by combining multiple debts into one easy-to-manage loan.
Unplanned travel – Need to travel for a family emergency? We’ve got you covered with fast cash.
Whatever the emergency, Fair Go Finance is here to provide fast financial relief so you can move forward with confidence.
)
Who is Eligible to Apply for an Urgent Loan in Melbourne?
We welcome applications from Melbourne residents of all financial backgrounds, including those with bad credit Our focus is on your ability to repay the loan, not just your credit history. To qualify for an urgent loan, you need to meet the following criteria:
Be 18 years or older
Be a resident of Australia
Have a steady income from employment or government benefits
Provide a valid ID and bank account details
Even if your credit score is less than perfect, we may still be able to offer you an urgent loan. based on your current financial situation.
Apply for an Urgent Loan in Melbourne Today
When time is of the essence, Fair Go Finance offers urgent and emergency loans in Melbourne with fast approvals and quick transfers. Don’t let unexpected expenses disrupt your life—our loans are designed to provide immediate financial relief.
Ready to apply? Start your application now, and get the funds you need today!
Ready to get started?
How to Apply
With no early payout fees, our flexible range of online loans are perfect for the changing needs of hardworking Aussies. And because our rates are personalised, they’re highly competitive, whatever your credit rating.
)
Apply Now
All it takes is 6 minutes with our secure online application form.
Accept Offer
If approved, accept your offer signing online with a secure SMS code.
Receive Finance
Your funds are transferred as cleared funds so you can start using it sooner.
Personalised Support
If you need a little help with anything, simply talk to our support team.
We're with you
So why Fair Go Finance?
We want what’s best for our customers. And we show it every day with loans and service tailored to you.
)
Genuine customer service
Our genuine, down-to-earth team is here for friendly, helpful advice – and zero jargon.
Personalised pricing
We get to know your situation to craft a tailored rate just for you.
Credit score boost
Make timely repayments on an initial easy-to-manage loan to actively boost your credit score.
Check if you qualify
Learn how likely you are to get approved, with no impact on your credit file.
How can we help you?
Below you’ll find answers to the most frequently asked personal loan questions