Do you want a vet loan? Or pet loan?

Surgery. Kennels. Insurance. Whatever your furry friend needs, we’ll help you spread and minimise the cost.

  • Quick. Apply for $500-$10,000 online, fast.
  • Affordable. Personalised rates. Lower costs.
  • Flexible. For any pet-related expenses.

How Much?

$500 $10,000

How Long?

6 months 36 months

Interest rate

19.9%

Total repayment $3,871

Comparison rate from p.a.

44.2%

Min weekly repayment

$72.48

How Fair Go Finance works?

With no early payout fees, our short term loans are perfect if you need a quick cash stopgap. And because our low interest rates are personalised, they’re highly competitive, whatever your credit rating.

How Fair Go Finance works

Apply in 6 Minutes

Choose your loan type and apply online.

How Fair Go Finance works

Get Instant Outcome

We'll process your application and advise an outcome immediately.

How Fair Go Finance works

Funded in Minutes

If approved, sign your contract and receive your funds in minutes.

Apply Online

 
 

How can we help you?

Below you’ll find answers to the most frequently asked vet loan questions

Apply Online

Apply for your vet or pet loan today.

Our flexible vet loans range from $500 to $10,000 and you can use your cash to cover any pet-related expense – it doesn’t have to be for vet care or surgery.

Apply Now!

Personalised vet and pet loans for any pet-related expense.

Our vet loans are here for our customers who love their furry, feathered or scaly friends and would do anything for them. And sometimes, that’s expensive, whether you need to pay for vet care, pet surgery, kennels, day care or pet insurance. Or even buy a new pet.

As one of Australia’s largest non-bank personal loan lenders, we’re here to help you and your family – including your non-human family members – at every stage of life. That’s why we’ve used all our finance and tech know-how to make applying for a vet loan as easy, secure and quick as possible. That’s a reassuring thought, especially if you need cash fast for emergency pet surgery.

We’ll personalise the rates and terms of your vet loan to work for you and your budget, maximising your borrowing power while minimising your borrowing costs. And when you come back for your next loan – as so many of our customers do – we can reward you with even more competitive rates and discounts.

Small Amount Loans

 

Loan Amounts

$500 – $2,000

 

Average Term

3 – 12 Months

 

Typical Establishment Fee**

$0 – $400

 

Monthly Fee

$10 – $80

 

Interest Rate Per Annum

0%

 

Comparison Rate

N/A

$500 repayment example

 

Average Term

3 – 6 months

 

Repayment Per Week*

$24 – $52

 

Establishment Fee

$50 – $100

 

Monthly Fee

$10 – $20

 

Interest Rate Per Annum

0%

 

Comparison Rate

N/A

Medium Amount Loans

 

Loan Amounts

$2,250 – $5,000

 

Average Term

6 – 18 Months

 

Typical Establishment Fee

$394 – $771

 

Monthly Fee

$9

 

Interest Rate Per Annum

17.2% – 29.9%

 

Comparison Rate

39.61% – 64.41%

$2250 repayment example

 

Average Term

3 – 18 months

 

Repayment Per Week*

$51 – $118

 

Establishment Fee

$394 – $535

 

Monthly Fee

$9

 

Interest Rate Per Annum

17.2% – 27.5%

 

Comparison Rate

39.61% – 56.65%

*Repayments per week depend on affordability.
**This limited offer is currently for good credit customers in recognition of their good credit history.
Minimum loan term 3 months. Maximum loan term 12 months. For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above this amount maximum APR is 48%.

 
 

See what our customers are saying

Read all reviews

Are you eligible to apply?

  • I am 18 years or older
  • I have not entered into bankruptcy or part 9 agreement within the last 6 months
  • I am willing to provide my Bank Statements online
  • My income is not solely from Centrelink
Please note: Bank statements can only be submitted via our secure online service.

Notice

Please be aware our phone lines are temporarily down. Whilst they are being fixed, please contact us either via our Chat function or you're welcome to email us at apply@fairgofinance.com.au and we will be happy to assist you. We apologise for the inconvenience and hope to have this rectified soon.