Emergency Pet Loans – Cover Vet Bills & Surgery Costs up to $10,000
Are you looking for a pet loan in Australia? At Fair Go Finance, we offer a personal loan up to $10,000 to help you cover vet bills and other things your furry friends need such as surgery, pet insurance or kennels.
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Calculate your repayments
What this means...
- Interest Rate p.a.
- 29.90%
- Comparison Rate p.a.
- 41.64%
- Total Repayment
- $4,212.51
Minimum weekly repayment*
$81.01
Ready to get started? Get your personalised rate and repayments without impacting your credit score or see our rates & fees
*Includes an interest rate of 29.90% (Comparison Rate of 41.64%). All prices are indicative and applications are subject to assessment. Fees and charges are payable. The Comparison Rate is based on an unsecured personal loan of $2,500 for a term of 2 years. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Personalised Vet and Pet Loans in Australia that will Help you Cover the Cost of Vet Bills.
Our vet loans are here for our customers who love their furry, feathered or scaly friends and would do anything for them. And sometimes, that’s expensive, whether you need to pay for vet care, pet surgery, kennels, day care or pet insurance. Or even buy a new pet.
As one of Australia’s largest non-bank personal loan lenders, we’re here to help you and your family – including your non-human family members – at every stage of life. That’s why we’ve used all our finance and tech know-how to make applying for a vet loan as easy, secure and quick as possible. That’s a reassuring thought, especially if you need cash fast for emergency pet surgery.
We’ll personalise the rates and terms of your vet loan to work for you and your budget, maximising your borrowing power while minimising your borrowing costs. And when you come back for your next loan – as so many of our customers do – we can reward you with even more competitive rates and discounts.
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Rates (APR), fees & features
Small Amount Loans
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Read More: Medium Amount LoansLarge Amount Loans
Read More: Large Amount LoansFor our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%. *All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.
Ready to get started?
How to Apply
With no early payout fees, our flexible range of online loans are perfect for the changing needs of hardworking Aussies. And because our rates are personalised, they’re highly competitive, whatever your credit rating.
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Apply Now
All it takes is 6 minutes with our secure online application form.
Accept Offer
If approved, accept your offer signing online with a secure SMS code.
Receive Finance
Your funds are transferred as cleared funds so you can start using it sooner.
Personalised Support
If you need a little help with anything, simply talk to our support team.
We're with you
So why Fair Go Finance?
We want what’s best for our customers. And we show it every day with loans and service tailored to you.
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Genuine customer service
Our genuine, down-to-earth team is here for friendly, helpful advice – and zero jargon.
Personalised pricing
We get to know your situation to craft a tailored rate just for you.
Credit score boost
Make timely repayments on an initial easy-to-manage loan to actively boost your credit score.
Check if you qualify
Learn how likely you are to get approved, with no impact on your credit file.
How Can We Help You?
Below you’ll find answers to the most frequently asked vet loan questions
Our vet loans are personal loans of between $500 and $10,000 for pet owners.
While they’re called vet loans, they aren’t simply designed to help pet owners cover or spread the cost of treatment or surgery for their furry, feathered or scaly family members. You can use a vet loan for any vet or pet-related costs, including buying a new pet.
You can use a vet loan or pet loan to:
Buy a pet and pay for vaccinations from the vet
Pay emergency or unexpected vet bills and expenses
Pay for pet insurance
Pay for kennel, day care and pet travel/relocation
Purchase cages and big-ticket pet products
Pay for a funeral or cremation for your pet
Find out more about how our vet loans work or apply online for a vet loan today. It only takes a few minutes.
Apply online in less than 6 minutes. Our clever online application form is quick and easy to complete – apply from anywhere in Australia, anytime day or night.
A little human touch may come into play. If your application isn’t given an immediate outcome, a friendly credit consultant will be in touch to confirm what they need clarified, or if there’s a different amount or product they can offer you.
Get approved: If you’re offered a loan and you’d like to proceed, simply accept by electronically signing in the contract using an SMS code sent to your mobile phone.
Receive your funds within minutes: We use Real-Time Funding to instantly transfer the funds to your account.
Start your online application and see for yourself. And remember, if you run into any problems with our online application or have any questions about the approval process for our personal loans, we’re here to help. Call our team on 1300 324 746 or contact us online via live chat.
How much you are eligible to apply for will depend on your current financial circumstances and requirements. As a Responsible Lender we want to make sure your loan is affordable for you, so we will always need to complete your assessment first before we can provide you with the loan amount you’re eligible for. Loans for bad credit are available to cater to diverse financial situations and urgent needs.
You can apply for $500 – $10,000 with a vet loan, although the actual amount you’re able to borrow depends on a number of factors. For instance, if you have a bad credit score, we may recommend a bad credit loan.
As a responsible lender, we take great care in ensuring you’re able to afford your loan and manage your repayments, without putting yourself or your budget under unnecessary stress.
For more information, contact our friendly team on 1300 324 746 or via live chat. Alternatively, apply online for a vet loan – it only takes a few minutes and you can use your vet loan to cover any pet expenses, from pet surgery and vet care, to pet insurance and kennel costs.
The interest rates for our loans are calculated using risk-based pricing, which simply means the better your credit rating, the better the interest rate you can be eligible for. We won’t be able to confirm what interest rate you may be eligible for until your assessment is complete, however you can see the range of our interest rates for our personal loans here.
As one of Australia’s largest non-bank personal loan providers and a responsible lender, we believe everyone deserves a fair go. And that means doing everything we can to provide an affordable loan that gives you the cash you need and, if you have a bad credit rating, the opportunity to get your bad credit history back on track.
That’s why we provide personalised rates and advice if you have a bad credit score, with bad credit loans that we tailor to help you secure the cash you need.
If you’re worried you have a bad credit rating, read our blog about how to find out your credit score. Or contact our friendly team on 1300 324 746 or via live chat so we can advise you on the best way forward.
Absolutely, use your vet loan to cover any pet related expense!
Our loans are based on your individual and current financial circumstances. Until we receive your application and your bank statement information, it is not possible for us to guarantee you will be approved.
Our loan repayments vary depending on the loan amount, the loan term and the interest rate. You can use our loan calculator as a guide, however because we tailor our rates to your unique credit profile, we will not be able to confirm any repayments until your assessment is complete.
The usual waiting time to receive your loan application outcome is between 24-48 working hours.