Our vet loans are personal loans of between $500 and $10,000 for pet owners.

While they’re called vet loans, they aren’t simply designed to help pet owners cover or spread the cost of treatment or surgery for their furry, feathered or scaly family members. You can use a vet loan for any vet or pet-related costs, including buying a new pet.

You can use a vet loan or pet loan to:

• Buy a pet and pay for vaccinations from the vet
• Pay emergency or unexpected vet bills and expenses
• Pay for pet insurance
• Pay for kennel, day care and pet travel/relocation
• Purchase cages and big-ticket pet products
• Pay for a funeral or cremation for your pet

Find out more about how our vet loans work or apply online for a vet loan today. It only takes a few minutes.

We know that you may well need cash in a hurry to look after your pet, especially if you need to pay for emergency pet surgery. That’s why we’ve used all our finance and tech smarts to make applying for a vet or pet loan as quick and easy as possible.

1. Apply online. You can apply for a vet or pet loan in minutes. And if you use our free and secure bank statement service to fast-track your application, our smart system will give you a decision almost immediately.
2. Accept via SMS. If you receive conditional approval, you can accept our preliminary offer via SMS. Then, our friendly team will call you to verify your personal information and the details of your vet loan. There’s no printing, signing or scanning, so there’s no delay.
3. Receive your funds. If your application for a vet loan is formally accepted, we’ll transfer your funds straight away, usually overnight, so you’ll have the money you need to look after your furry, feathered or scaly friend the next day.

Apply online today and see how easy it is. If you’re worried your bad credit score may be a problem, call us on 1300 FAIR GO or contact us via live chat. It may be that we’re able to provide a bad credit loan that gives you the cash you need and helps you fix your bad credit rating.

You’ll need to be at least 18 and a permanent Australian resident to apply for a vet loan. You must also be in regular paid employment. If that’s you, you can apply online for a vet loan of $500-$10,000 to cover any pet-related expenses, from vet care and pet surgery, to pet insurance and kennel costs.

Can you take out a vet loan if you have bad credit? It depends. There may be some limits on any vet loan we provide. For instance, you may not be able to take out a $10,000 vet loan.

If you’re worried that you have a bad credit rating, watch our video about how to find out your credit score. Alternatively, contact our friendly team on 1300 FAIR GO or via live chat to find out more about our bad credit loans – if we can help you get the cash you and your pet need, we will.

You can apply for $500-$10,000 with a vet loan, although the actual amount you’re able to borrow depends on a number of factors. For instance, if you have a bad credit score, we may recommend a bad credit loan.

As a responsible lender, we take great care in ensuring you’re able to afford your loan and manage your repayments, without putting yourself or your budget under unnecessary stress.

For more information, contact our friendly team on 1300 FAIR GO or via live chat. Alternatively, apply online for a vet loan – it only takes a few minutes and you can use your vet loan to cover any pet expenses, from pet surgery and vet care, to pet insurance and kennel costs.

Caring for your furry, feathered or scaly family members can be expensive. So, whether you need a large vet loan to cover emergency pet surgery, or a small pet loan to pay upfront for pet insurance, we’ve got you covered, with loans ranging from $500 to $10,000.

At Fair Go, we personalise our rates and terms to suit you and minimise your borrowing costs, so we’ll tailor our rates and our flexible 3 to 7-year repayment terms to give you the best deal we can and ensure you’re not over-extending yourself financially.

Moreover, we’ll make sure you understand your repayments and our fees upfront. It’s all part of our responsible lending commitment.

As one of Australia’s largest non-bank personal loan providers and a responsible lender, we believe everyone deserves a fair go. And that means doing everything we can to provide an affordable loan that gives you the cash you need and, if you have a bad credit rating, the opportunity to get your bad credit history back on track.

That’s why we provide personalised rates and advice if you have a bad credit score, with bad credit loans that we tailor to help you secure the cash you need.

If you’re worried you have a bad credit rating, read our blog about how to find out your credit score. Or contact our friendly team on 1300 FAIR GO or via live chat so we can advise you on the best way forward.