Jane really wanted to stand on her own two feet and get her own car. The problem was she had been a bit naughty when she was younger and now had a bad credit rating. She knew most lenders would not give her a loan because of her bad conduct of previous credit contracts, so she applied for a bad credit loan with Fair Go Finance.  Her credit history was taken into account and Fair Go Finance approved her loan.

Jane said, ”If someone needs to restore their credit rating then you guys are the way to do that. I am paying for being a spoilt brat when I was younger, and this way I am rebuilding my credit rating and paying my own bills without ringing my family – it’s been brilliant for me!”

A bad credit loan is a personal loan offered to customers with a “bad credit rating.” Fair Go Finance offers unsecured bad credit loans up to $3000 and secured bad credit loans up to $10,000. To get a current copy of your credit file you can go to Equifax Australia website where you can arrange a free copy of your credit history. Looking for a car loan with bad credit? Come and learn about our car loans today.

Need up to $10,000?

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Are you eligible to apply?


It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.