Christina, from Kingston, needed a new lounge but didn’t have enough savings and knew she had a default on her credit report. She did an online search to find out who could provide her with a bad credit loan.  Fair Go Finance was one of the first companies that showed up on her Google search, so she completed the easy online application and had a reply within minutes!

Christina told us, “Fair Go were the only people to give me a chance. I only had one default which was paid off after I started working again, however no one else was willing to give me a loan due to this one default.”   Christine went on to say, “I am working a full time job as a soldier with a good salary however no other company would give me a loan. Fair Go accepted my application, which I am very grateful for, and the funds were in my bank account the next morning after being approved – extremely quick!”

When you obtain a bad credit loan with Fair Go Finance it enables you to establish a good repayment history and help get your credit report back on track.

Need up to $10,000?

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Are you eligible to apply?


It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.