Medical expenses are often a lot more than you expect. Natalie, from North Parramatta, discovered this when she was given the total figure she would need to cover her medical procedure. She decided to ask friends and family if they knew of a company that would be able to lend her cash to cover her costs. By word of mouth she was recommended to try Fair Go Finance and so decided to apply online for a secured personal loan, using her car as security.  Natalie was overwhelmed when her loan was instantly pre-approved and before long she had the money she so desperately needed. Natalie told us,

“The consultant I dealt with had many queries about my profile to ensure I was a suitable candidate for the loan, and this made me feel secure about being a successful candidate.”

Fair Go Finance processes everything online, which Natalie also liked.

“Everything is handled instantly and all the information was sent electronically which I greatly appreciated. Many Thanks!”

A secured loan is a loan in which the borrower pledges some asset (e.g. a car) as collateral for the loan, which then becomes a secured debt owed to the creditor (Fair Go Finance) who gives the loan.

 A Benefit of a secured personal loan is:

▪      Faster approvals and larger personal loan amounts: If you already own a car or motorbike, offering it as security on the loan will strengthen your application and help get your loan approved quicker and possibly for a larger amount too.  Security is required for all loans over $3,000 for first-time borrowers. The use of a car as security may also lead to a lower interest rate on the loan. Learn more about our secured loans to determine is this is the right loan for you.

Need up to $10,000?

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Are you eligible to apply?


It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.