Apaula, from Ingleburn, needed a cash loan to help assist with a family matter. She immediately applied online with Fair Go Finance because she had used us before and had been very happy with the service. Fair Go Finance embraces clients who come back again, and therefore set up the Mates Rates Program. Apaula discovered this meant that she merely had to fill out a very quick online form and then was given “express service” with an approval instantly! Apaula completed a testimonial and said,

“I received quick and efficient customer service and response. There was less hassle with paperwork and the response time in getting me an outcome and having the funds in my account was great!”

One of the benefits of getting a personal loan with Fair Go Finance and also the value of establishing a good repayment history is that we reward our loyal clients with a discount on their establishment fees and the interest rate, through our Mates Rates Program. We also understand you outgrow us and with an established payment history with Fair Go Finance we will assist you to obtain finance with a major lending institution down the track. So if you borrow $3,000 today from us for a second hand car, you could be eligible for a larger loan in two years time when you want to trade up your vehicle. Learn more about our larger loans.  If you are an EXISTING CLIENT you can apply here for another loan and receive priority express service.

Need up to $10,000?

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Are you eligible to apply?


It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.