We do! At Fair Go Finance we understand many Aussies need personal loans for many reasons, just like Frederick from Mackay, Queensland. He had some unexpected bills that needed to be paid, but because he had bad credit it made it harder to get a loan.  Frederick found Fair Go Finance and completed the easy bad credit personal loan application. Before he knew it, the loan was approved and the money was transferred into his account so his bills could be paid.

“My application was not straight forward, and for this reason I would definitely both re-use and recommend Fair Go Finance again.” Said Frederick. “I have a less than great credit rating due to the downturn in the mining industry, and it was difficult to get my story across and have a financial lending company even consider my application.”

A bad credit loan is a personal loan offered to customers with a “bad credit rating.” Fair Go Finance offers up to $3,000 and secured bad credit loans up to $10,000. To get a current copy of your credit file you can go to Equifax’s website (or click here) where you can arrange a free copy of your credit history. Come and learn more about bad credit and how we may be able to help you.

Need up to $10,000?

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Are you eligible to apply?


It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.