Quick Cash Loans Online

Larger loans. Longer terms. Better rates!

How Much?


Repayment Term

6 months36 months

Interest rate from p.a.


Comparison rate from p.a.


Minimum weekly repayment


Total repayment


When it comes to getting a fast cash loan, we know that nothing slows down the process more than having to print and sign numerous documents. Which is why at Fair Go Finance, we’ve made our application process as easy as 1, 2, 3! Simply apply online (no printing, signing and scanning required) and with our fast loan approval, you could have the money in your account in as little as 30 minutes.

  • Why should I apply for a quick loan with Fair Go Finance?

    When you need money fast, you know you can turn to Fair Go Finance. We know unexpected expenses are a part of life and our same day cash loans mean you can get them sorted out quickly! Best of all, you can apply for a personal loan anytime, anywhere. No matter where you’re located, whether it’s Perth, Melbourne or Brisbane, just complete your application online and you can have your loan approved in 3 easy steps.

    Best value quick loans

    Our best value loans are competitively priced; you will not pay less with any of our competitors. We also have great loyalty discounts for our existing customers. So each time you get a quick personal loan with us, it will be cheaper than anywhere else.

    90% customer satisfaction rate

    Our happy customers speak for themselves; with our 90% customer satisfaction rate, you can be sure that your fast cash loan will be handled quickly, securely and professionally.

    30 minute funding

    At Fair Go Finance we know that when you need a quick loan, speed is of the essence. That’s why, once your online loan application has been approved, we will transfer the personal loan amount into your bank account within 30 minutes.

  • What is a quick online loan?

    A small amount cash loan from $500 – $10,000

    • A short term loan that can be applied for 100% online
    • A cash loan with a fast application process
    • A fast loan for people with good or bad credit

     So, if you’re looking for a loan between $500 and $10,000, all you need to do is complete our easy online application.

  • Where can I get a quick loan?

    Fair Go Finance can help you get quick, easy loans online.

    Our Perth-based team are everyday Australians just like you. Which is why we’re passionate and dedicated to helping you get much more than just a short term loan, unlike your typical online, small loan company. Fair Go Finance has helped thousands of Australians access credit up to $10,000 quickly online.

    We pride ourselves on having the best online loan customer service in Australia, as well as the fastest application process while still ensuring that your personal data remains secure. Our customers’ privacy and the security of our loan application process is paramount, so we take every precaution. For more information, see our blog on who to trust for your quick online loan.

    Check out more of our happy customers below, or read how we helped Maria buy whitegoods for her house with a fast loan

  • How can I apply for a quick cash loan?

    Getting a same day cash loan has never been easier. We’ve made the process super-fast to ensure we get your cash to you as quickly as possible. Our loan application process has three simple steps:

    1. Complete our quick online loan application. The fastest way to get a quick cash loan with Fair Go Finance is to use our free bank statement service.
    2. If you’re conditionally approved, use an SMS code to accept the offer – no signing required!
    3. If your loan application is approved, we’ll transfer the cash straight into your account within 30 minutes.

    Top Tip: To protect your credit rating, avoid applying with multiple lenders. Choose the best lender for your situation before applying. Learn more about protecting your credit file here.

  • What can I use my same day loan for?

    • Car maintenance/repairs, secured or unsecured car loans
    • Unexpected bills or events
    • Education costs – whether for yourself or your family
    • Housing bonds or moving and transportation costs

    So if you need cash quickly, wherever you are in Australia, our fast online loan is only a click away – apply now for your small cash loan!

  • Am I eligible for a quick loan?

    To apply for a quick online loan, you need to be: 18 years of age or older, a permanent Australian resident and in regular paid employment.

    Top Tip: If your credit score is under 500, generally you’re considered to have bad credit. Click here to see if you’re eligible for a bad credit loan

  • How much can I borrow with Fair Go Finance?

    Fair Go Finance offers fast loans online from $500 up to $10,000.

  • How long can I take out a quick loan for?

    For a loan of $500 to $10,000 you can get quick access to cash for a term of 3 months to 36 months, depending on the size of your repayments.

How much does a quick loan cost?

Loan Type

Small Amount Loan

Loan Amounts
$500 - $2,000
Average Term
5 Months
Typical Establishment Fee
10% - 20%
Monthly Fee
2% - 4% of Principal
Interest Rate Per Annum
Comparison Rate

Medium Amount Loans

Loan Amounts
$2,250 - $5,000
Average Term
8 Months
Typical Establishment Fee
$360 - $695
Monthly Fee
Interest Rate Per Annum
17.9% - 29.9%
Comparison Rate

Loan Repayment Examples


Average Term
3 - 6 months
Repayment Per Week*
$24 up to $52
Establihment Fee
$50 - $100
Monthly Fee
$10 - $20
Interest Rate Per Annum
Comparison Rate


Average Term
3 - 18 months
Repayment Per Week*
$39 up to $220
Establihment Fee
$360 - $460
Monthly Fee
Interest Rate Per Annum
17.9% - 29.9%
Comparison Rate

*Repayments per week depend on affordability.

Minimum loan term 3 months. Maximum loan term 12 months. For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above this amount maximum APR is 48%.

Want a better rate on a quick loan?

To get a better rate on a quick loan, you will need to be an existing customer with us and have demonstrated a positive repayment history on your first loan.

In return you will receive a:

  • Better interest rate on your loan
  • Reduced establishment fee
  • Faster application and approval process

For more information on our loyalty discounts, check out our Mates Rates page.

Need help? Give us a call on 1300 324 746 or instant message us.

Are you eligible to apply?


It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.