What is a quick online loan?
A small amount cash loan from $500 - $10,000
- A short term loan that can be applied for 100% online
- A cash loan with a fast application process
- A fast loan for people with good or bad credit
So, if you’re looking for between $500 and $10,000, all you need to do is complete our easy online application.
Where can I get a quick loan?
Fair Go Finance can help you get a quick loan.
We're passionate and dedicated to helping you get much more than just a short term loan, unlike your typical online, small loan company. Fair Go Finance has helped thousands of Australians access credit up to $10,000 quickly online.
We pride ourselves on having the best online loan customer service in Australia, as well as the fastest application process while still ensuring that your personal data remains secure. Privacy of our customers and security of our loan application process is paramount, so we take every precaution. For more information, see our blog on who to trust for your quick online loan.
Check out more of our happy customers below, or read how we helped Maria buy whitegoods for her house with a fast loan.
Reviews and feedback from customers about Fair Go Finance’s Quick Loans
25 October 2017
How can I apply for a quick loan?
We've made the process super fast to ensure we get your cash to you as quickly as possible. Our loan application process has four simple steps:
- Complete our quick online loan application. The fastest way to get a quick loan with Fair Go Finance is to use our free bank statement service.
- If you're conditionally approved, use an SMS code to accept the offer - no signing required!
- If your loan application is approved, we'll transfer the cash straight into your account within 30 minutes.
Top Tip: to protect your credit rating, avoid applying with multiple lenders. Choose the best lender for your situation before applying. Learn more about protecting your credit file here.
What can I use my quick loan for?
- Car maintenance/repairs, secured or unsecured car loans
- Unexpected bills or events
- Education costs - whether for yourself or your family
- Housing bonds or moving and transportation costs
So if you need cash fast, wherever you are in Australia, our fast online quick loan is only a click away - apply now for your small cash loan!
Am I eligible for a quick loan?
To apply for a quick online loan you need to be: 18 years of age or older, a permanent Australian resident and in regular paid employment.
Top Tip: If your credit score is under 500 generally you're considered to have bad credit. Click here to see if you're eligible for a bad credit loan.
How much can I borrow with Fair Go Finance?
Fair Go Finance offers fast loans online from $500 up to $10,000.
How long can I take out a quick loan for?
For a loan of $500 to $10,000 you can get quick access to cash for a term of 3 months to 36 months, depending on the size of your repayments.
How much does a quick loan cost?
||Typical Establishment Fee
||Interest Rate per Annum
|Small Amount Loan
||$500 - $2,000
||4% of Principal
|Medium Amount Loans
||$2,250 - $5,000
||$460 - $695
Loan Repayment Examples
||Repayments per week*
||Interest Rate per Annum
||3 - 5 months
||$33 up to $155
||4 - 12 months
||$62 up to $169
|*Repayments per week depend on affordability
Minimum loan term 3 months. Maximum loan term 12 months. For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above this amount maximum APR is 48%.
Want a better rate on a quick loan?
To get a better rate on a quick loan, you will need to be an existing customer with us and have demonstrated a positive repayment history on your first loan.
In return you will receive a:
- Better interest rate on your loan
- Reduced establishment fee
- Faster application and approval process
For more information on our loyalty discounts, check out our Mates Rates page.
Need help? Give us a call on 1300 324 746 or instant message us.