Quick, Instant Same Day Loans

 When you want a fast loan, we understand you're in need of some quick cash and want to avoid the hassle of printing and signing documents! Perhaps you want your fast cash loan while on the go, or to simply apply for cash without leaving the comfort of your home. 

Why should I apply for a quick loan with Fair Go Finance?

When you need money fast, you know you can turn to Fair Go Finance. We know unexpected expenses are a part of life and it's great when you can get them sorted out quickly! 

Best value quick loans

Our best value quick loans are competitively priced; you will not pay less with any of our competitors. We also have great loyalty discounts for our existing customers, so each time you get a quick loan with us it will be cheaper than anywhere else.  

90% customer satisfaction rate 

Our happy customers speak for themselves; with our 90% customer satisfaction rate ou can be sure that your fast loan will be handled quickly, securely and professionally.  

30 minute funding 

At Fair Go Finance we know that when you need a quick loan, speed is of the essence. That's why once your loan has been approved, we will transfer the loan amount into your bank account within 30 minutes. 

Larger loans. Longer terms. Better rates!

I need



6 months18 months

My credit is

Interest rate
from p.a.


Comparison rate
from p.a.


Minimum weekly


Total repayment


Need more than $10,000?

 What is a quick online loan?

 A small amount cash loan from $500-$10,000

 So, if you’re looking for between $500 and $10,000, all you need to do is complete our easy online application. 

Where can I get a quick loan? 

Fair Go Finance can help you get a quick loan.  

We're passionate and dedicated to helping you get much more than just a short term loan, unlike your typical online, small loan company. Fair Go Finance has helped thousands of Australians access credit up to $10,000 quickly online and we can also offer larger loans up to $50,000 through our panel of lenders.  

We pride ourselves on having the best online loan customer service in Australia, as well as the fastest application process while still ensuring that your personal data remains secure. Privacy of our customers and security of our loan application process is paramount, so we take every precaution. For more information, see our blog on who to trust for your quick online loan.  

Check out more of our happy customers below, or read how we helped Maria buy whitegoods for her house with a fast loan.  

Reviews and feedback from customers about Fair Go Finance’s Quick Loans
Overall 4.90
15 reviews
  1. 5

    Well what else can I say 10/10 fast an great turn around.

  2. 5

    You wonderful people are always fast to respond and happy to help

  3. 5

    I have now had a few back to back loans and The Fair Go Finance Team is one of a kind team of amazingness!!

    They cannot be compared to other lenders and banks as FGF is far ahead of them.

    Everything is so easy to understand, no hidden little fine prints or traps, and they actually do answer and/or return calls and emails if you have any questions regardless if your loan application was successful or not.

    They go through every aspect of the loan with you to make sure you understand everything. They don't just look at it as "oh, you earn this much money so you'd be able to repay that big of a loan"..No, they look at what is most suitable amount for you and your needs, and what amount you can afford to repay without leaving yourself out of pocket and struggling to repay.

    Another fantastic element is the monthly milestone emails.. letting you know the % of how far through your loan you are.

  4. 5

    Very fast in processing application, no fuss, very straightforward.

  5. 5

    Great quick service, you guys are so understanding and empathetic

  6. 5

    Excellent fast delivery and customer service.

  7. 5

    Great service, extremely fast and efficient, enabling me to rectify my monetary issue with haste!

  8. 4

    Very helpful. Quick approval. Will apply again if needed. 

  9. 5

    Quick response, easy to communicate with and very friendly and helpful.

  10. 5

    Just great quick service. Very informative of the process.

  11. 5

    The fast response to my request and also the help over the phone was 10 out of 10.

  12. 5

    It took less than 24 hours to secure the loan.

  13. 4.5

    They were very helpful when finalising the application. Ensuring they helped where possible. They were fast and efficient in transferring the funds as well. 

  14. 5

    Easy to deal with everyone is very friendly and is always quick to receive money.

  15. 5

    Fantastic service, staff are friendly and helpful. The process took just over 24 hours form when I submitted my application to when I received the funds.

More Reviews

How can I apply for a quick loan?

We've made the process super fast to ensure we get your cash to you as quickly as possible. Our loan application process has four simple steps: 

  1. Complete our quick online loan application. The fastest way to get a quick loan with Fair Go Finance is to use our free bank statement service
  2. If you're conditionally approved, use an SMS code to accept the offer - no signing required!
  3. If your loan application is approved, we'll transfer the cash straight into your account within 30 minutes. 

Top Tip: to protect your credit rating, avoid applying with multiple lenders. Choose the best lender for your situation before applying. Learn more about protecting your credit file here

What can I use my quick loan for? 

So if you need cash fast, wherever you are in Australia, our fast online quick loan is only a click away - apply now for your small cash loan!  

Am I eligible for a quick loan?

To apply for a quick online loan you need to be: 18 years of age or older, a permanent Australian resident and in regular paid employment.

Top Tip: If your credit score is under 500 generally you're considered to have bad credit. Click here to see if you're eligible for a bad credit loan

How much can I borrow with Fair Go Finance?

Fair Go Finance offers fast loans online from $500 up to $10,000. We can also assist with loans up to $50,000 through our network of lenders - find our if you're eligible here

How long can I take out a quick loan for?

For a loan of $500 to $10,000 you can get quick access to cash for a term of 3 months to 12 months, depending on the size of your repayments. 

How much does a quick loan cost?

Loan Type Loan Amounts Average Term Typical Establishment Fee Monthly Fee Interest Rate per Annum Comparison Rate
Small Amount Loan $500 - $2,000 5 Months 20% 4% of Principal 0% N/A
Medium Amount Loans $2,250 - $5,000 8 Months $460 - $695 $5 29.9% 39.9%

Loan Repayment Examples

Loan Amount Available Term Repayments per week* Establishment Fee Monthly Fee Interest Rate per Annum Comparison Rate
$500 3 - 5 months $33 up to $155 $100 $20 0% N/A
$2,250 4 - 12 months $62 up to $169 $460 $5 29.9% 38.1% - 44.6%
*Repayments per week depend on affordability 

Minimum loan term 3 months. Maximum loan term 12 months. For our loans of $00 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above this amount maximum APR is 48%.

Want a better rate on a quick loan?

To get a better rate on a quick loan, you will need to be an existing customer with us and have demonstrated a positive repayment history on your first loan.

In return you will receive a:

  • Better interest rate on your loan
  • Reduced establishment fee
  • Faster application and approval process

For more information on our loyalty discounts, check out our Mates Rates page.

Need help? Give us a call on 1300 324 746 or instant message us.


"Professional and friendly service!"

Margaret , January 2017