Need a low interest, low hassle short-term loan?

Highly personalised short term loans. Low interest. No early payout fees.

  • Quick. Apply online in mins. It’s easy.
  • Clear. Low interest, highly transparent.
  • Smart. Repay quickly, minimise your costs.

How Much?

$500 $10,000

How Long?

6 months 36 months

Interest rate

19.9%

Total repayment $3,871

Comparison rate from p.a.

44.2%

Min weekly repayment

$72.48

How Fair Go Finance works?

With no early payout fees, our short term loans are perfect if you need a quick cash stopgap. And because our low interest rates are personalised, they’re highly competitive, whatever your credit rating.

How Fair Go Finance works

Apply in 6 Minutes

Choose your loan type and apply online.

How Fair Go Finance works

Get Instant Outcome

We'll process your application and advise an outcome immediately.

How Fair Go Finance works

Funded in Minutes

If approved, sign your contract and receive your funds in minutes.

Apply Online

 
 

How can we help you?

Below you’ll find answers to the most frequently asked short term loan questions

Apply Online

Simple applications and repayments.

Just as our online application process is quick and simple, repaying your short term loan is a breeze too. Once we’ve set up your direct debits on your nominated payday, we’ll send you areminder when your first debit’s due. Andremember, if you think you’ll struggle to makeyour next repayment, we’re just a call, email, live chat or Facebook message away.

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Smart, responsible short term loans.

As one of Australia’s largest non-bank personal loan lenders, we pride ourselves on providing loans the right way. Easily. Responsibly. Innovatively.

For short term loans, that means personalising our loans and low interest rates to suit your unique circumstances, ensuring the loan meets your needs and that the repayments are affordable.

It means working with you to secure a competitive low interest rate, whether you have a good or less-than-great credit score. It means allowing you to pay your short term loan off early, without being penalised. And it means making it as easy as possible to apply for your loan then repay it.

Small Amount Loans

 

Loan Amounts

$500 – $2,000

 

Average Term

3 – 12 Months

 

Typical Establishment Fee**

$0 – $400

 

Monthly Fee

$10 – $80

 

Interest Rate Per Annum

0%

 

Comparison Rate

N/A

$500 repayment example

 

Average Term

3 – 6 months

 

Repayment Per Week*

$24 – $52

 

Establishment Fee

$50 – $100

 

Monthly Fee

$10 – $20

 

Interest Rate Per Annum

0%

 

Comparison Rate

N/A

Medium Amount Loans

 

Loan Amounts

$2,250 – $5,000

 

Average Term

6 – 18 Months

 

Typical Establishment Fee

$394 – $771

 

Monthly Fee

$9

 

Interest Rate Per Annum

17.2% – 29.9%

 

Comparison Rate

39.61% – 64.41%

$2250 repayment example

 

Average Term

3 – 18 months

 

Repayment Per Week*

$51 – $118

 

Establishment Fee

$394 – $535

 

Monthly Fee

$9

 

Interest Rate Per Annum

17.2% – 27.5%

 

Comparison Rate

39.61% – 56.65%

*Repayments per week depend on affordability.
**This limited offer is currently for good credit customers in recognition of their good credit history.
Minimum loan term 3 months. Maximum loan term 12 months. For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above this amount maximum APR is 48%.

 
 

See what our customers are saying

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Are you eligible to apply?

  • I am 18 years or older
  • I have not entered into bankruptcy or part 9 agreement within the last 6 months
  • I am willing to provide my Bank Statements online
Please note: Bank statements can only be submitted via our secure online service.