Short terms loans are simply quick personal loans that help you cover an unexpected emergency ortemporary blip in your finances or cashflow.

• Borrow up to $10,000 at a competitive low interest rate.
• Choose a secured short term loan or an unsecured loan.
• Enjoy peace of mind. Our loans are structured and personalised, so you know you can pay the loan back quickly at a competitive low interest rate, minimising the cost of your loan.

You can use short term loans for pretty much anything. Our customers generally use them for things like:

• Unexpected bills or expenses (like medical or vet expenses)
• Spreading the cost of big-ticket items (for instance, to pay school fees)
• Property bonds and moving expenses
• Unforeseen house or car repairs

Our short term loans are just that – short term. We structure them to be repaid over the course of 3-12 months, giving you the temporary cash boost you need, while minimising your borrowingcosts.

And crucially, there are no early payout fees, so you can pay off your short term loan sooner if you like, once again minimising the cost of your loan.

Yes, you can. What’s more, because we personalise our loans and rates, we’re able to offer you highly competitive low interest rates, even if your credit score isn’t what you’d like it to be.

At Fair Go, we do things the right way. That means we’ll work with you to ensure your loan is structured to suit you and your circumstances, so you won’t get caught out.

It’s easy. All you need to do is complete our online loan application, confirming your income, expenses and ID. Our smart system will automatically assess your initial application and let you know if you’re on track for a loan within minutes. If you are, our friendly staff will complete your final assessment. And if you’re formally approved, we’ll transfer your funds within 24 hours.

You’ll need proof of ID:

• Driver’s licence
• Medicare card

And you’ll need:

• A recent payslip
• Three months of bank statements (showing your name and address)
• Registration documents (if you’re buying a vehicle or using a vehicle as security)

Our free online bank statement service, provided by illion Open Data Solutions, allows you to share your bank statements with us, quickly and securely.

1. Quick and easy to use.
2. No need to fax or email your statements.
3. We can assess your loan quicker.

Don’t worry, your bank account is completely secure. We’re only able to view your account history (in read-only format). All data is securely handled in accordance with the Privacy Act (1988) (Cth) and our privacy policy and illion Open Data Solutions’ privacy policy. Check out our FAQs for more information about this service.